What UK Lenders Really Want From Newer SMEs
By Century Business Finance on Aug 25, 2026
What UK Lenders Really Want From Newer SMEs For a newer business, applying for finance can sometimes feel like being asked to prove a track record you have not yet had time to build.
Business Line Of Credit Vs Working Capital Loan: Which Is Right For You?
By Century Business Finance on Aug 4, 2026
Having access to short-term finance can mean the difference between smooth operations and frustrated growth. Cash shortfalls, supplier payments and seasonal fluctuations can all increase the need for flexible financing, and two of the most common options are a business line of credit …
Century Business Finance Named Finalist at the SME National Business Awards 2026
By Century Business Finance on Jul 27, 2026
Century Business Finance is proud to announce that we have been named a finalist in the Business of the Year (Less than 50 Employees) category at the SME National Business Awards 2026. The awards celebrate outstanding small and medium-sized businesses from across the UK, recognising o …
Making Tax Digital Is Here. What Growing Businesses Can Learn From It
By Century Business Finance on Jul 23, 2026
Every so often, a change in legislation quietly signals a much bigger shift in the way businesses are expected to operate. This August marks one of those moments.
How Much Would a Business Loan Cost Your Business?
By Century Business Finance on Jun 15, 2026
Taking on business funding can be a big decision. Whether you're looking to invest in growth, manage your cashflow, purchase equipment or prepare for a busy trading period, understanding the potential cost of borrowing is an important part of the process.
What Is Invoice Finance? How It Works and the Pros and Cons for Small Businesses
By Century Business Finance on May 19, 2026
What Is Invoice Finance? How It Works, Pros and Cons for Small Businesses Most businesses don’t get paid immediately.
5 signs a business loan might not be the answer
By Century Business Finance on May 13, 2026
Not every business should take funding That might sound like a strange thing for a business finance broker to say, but it’s true. A lot of businesses right now are balancing tighter cashflow, rising costs and slower decision-making while still trying to keep momentum in the business. …
The Cost of Waiting vs the Cost of Borrowing for UK businesses
By Century Business Finance on May 11, 2026
The cost of waiting vs the cost of borrowing for businesses When businesses explore funding, most focus on one thing first: cost. What’s the interest rate? What are the repayments? How long is the term? And those are hugely important questions. However, there’s another side that often …
What Documents Do I Need For A Business Loan?
By Century Business Finance on Apr 15, 2026
What Documents Do I Need For A Business Loan? When you type "What documents do I need for a business loan?" you're not looking for theory, you need a checklist that gets cash into your account quickly. We've built a revised and practical guide for 2026 to help time‑poor UK SME owners …
Business Loan Interest Rates Explained
By Century Business Finance on Apr 13, 2026
Same-Day Business Loans Vs Traditional Business Loans What Business Loan Interest Rates Actually Mean And Why They Matter Interest rate is the headline figure lenders quote, usually an annual percentage, but for a busy SME owner the practical meaning is simple: it's the ongoing price …