Medical Practice Business Loans
Fast, Flexible Finance for Medical Practices and Clinics
Check eligibility
in 20 seconds
Apply online
in 2 mins
Decisions in
less than 1hr
Borrow between
£10,000 - £250,000
No fees to
settle early
Business Loans from £10,000 to £250,000 for your Medical Practice
Running or expanding a medical practice requires ongoing investment, from upgrading diagnostic equipment and treatment rooms to managing staffing costs and maintaining compliant premises. Whether you operate a GP surgery, private clinic, consultancy or specialist practice, securing the right finance is essential to deliver consistent patient care while keeping operations stable.
A medical practice business loan provides fast access to capital to support equipment purchases, refurbishments, working capital or service expansion without draining reserves or disrupting day-to-day clinical activity. With simple applications, quick decisions and flexible repayment options, medical practice finance helps healthcare providers move forward with confidence.
Your Fast Track To Funding
Businesses helped
Million funds sourced
Average turnaround from start to finish
What Is Medical Practice Finance?
Medical practice finance is a form of business funding designed specifically for healthcare providers looking to invest in equipment, improve facilities, expand services or manage cashflow. Rather than covering large costs upfront, practices can borrow what they need and repay it over an agreed term, helping maintain financial stability.
These loans are commonly used to fund medical and diagnostic equipment, treatment room upgrades, IT systems, premises refurbishments, staffing costs and general working capital. Loan amounts typically range from £10,000 to £250,000, depending on revenue, trading history and affordability.
How Does Medical Practice Finance Work?
Our process is designed to be fast and straightforward, getting you the funding you need with minimal hassle.
Apply in Minutes
When applying, lenders typically request:
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Six months of business bank statements
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Recent year-end accounts
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Details of how the funding will be used
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Quotes for equipment or refurbishment costs (if relevant)
Providing clear information helps lenders assess applications quickly.
Lender Assessment
Lenders assess factors such as:
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Your professional and operational experience
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The financial health and cashflow of the practice
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Affordability based on existing and projected income
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Stability of revenue streams
This ensures the funding structure aligns with your business needs and repayment capacity.
Repayments
Once approved, funds are released quickly so you can move forward with confidence. Repayments typically include:
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A fixed monthly repayment schedule
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Terms ranging from 1 to 5 years
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Unsecured or structured finance options
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Interest rates aligned with affordability and risk
This provides predictable costs while supporting cashflow continuity across projects.
When Should You Use Medical Practice Finance?
Medical practice loans are ideal when you want to invest in growth or stabilise cashflow without placing pressure on operational budgets. Common situations include:
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Purchasing diagnostic or treatment equipment
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Refurbishing consultation rooms or premises
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Expanding services or opening additional clinics
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Managing cashflow gaps or delayed payments
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Hiring clinical or administrative staff
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Investing in technology or patient management systems
These loans work best when your practice has consistent income and clear financial planning.
Who Is Eligible for Medical Practice Loans?
Law firm finance may be suitable if:
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You operate a UK-registered medical or healthcare practice
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The business has at least 12 months of trading history
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Accounts show consistent turnover and affordability
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You can demonstrate stable income streams
Both NHS-aligned and private practices may be eligible, depending on financial performance.
Take Your Medical Practice to the Next Level with Century
At Century Business Finance, we work with a wide panel of lenders who understand the specific needs of medical and healthcare businesses. Whether you’re investing in equipment, upgrading facilities or improving cashflow, we keep the process fast, straightforward and transparent.
You can apply online in minutes and speak with a dedicated Account Manager if needed. Once approved, funds can often be released within 24 hours, giving you the flexibility to act quickly and invest in the future of your medical practice.
Check if you’re eligible in 20 Seconds
Apply online in 2 mins
Get your decision
Funds paid into your bank within 24 hours
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