Business Finance that Fits Your Needs

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Business Finance Built Around What You Need

Every business looks for funding for a different reason.
You might be managing cashflow, preparing for a tax bill, investing in growth or refinancing existing borrowing.

Whatever stage you are at, the right finance starts with understanding what you need the funding for, not just how much you want to borrow.

That’s why we organise our funding options around real business needs, making it easier to find the most suitable solution for your situation.

What do you need Finance for?

Choose the option that best matches your current priority. We will guide you to the right type of funding and check your eligibility quickly, with no impact on your personal credit score.

Grow My Business

Support for expansion, hiring, marketing, opening new locations or scaling your operations.

Manage Cashflow

Short-term funding to help with late payments, seasonal dips or everyday cashflow pressure.

Pay a Tax Bill

Flexible finance to cover VAT, Corporation Tax or Self Assessment bills without disrupting your cashflow.

Working Capital

Ongoing funding to support day-to-day costs such as wages, suppliers and running expenses.

Buying Equipment or Machinery

Finance to spread the cost of vehicles, tools, plant or specialist equipment.

Stock Inventory Finance

Funding to purchase stock ahead of busy trading periods or large customer orders.

Refinance and Debt Consolidation

An opportunity to simplify existing borrowing, reduce monthly repayments or restructure current facilities.

Refurbishment Finance

Support for renovations, fit-outs or improvements to commercial premises.

Property Development Finance

Funding for development projects, conversions or commercial builds.

Buying a Business

Finance to support acquisitions, buy-ins or purchasing an existing business.

Not Sure Which Option Fits?

Many businesses may have requirements that sit across more than one category, and that’s completely normal. Our team will help you find the right route based on your situation.

Loan Terms: Flexible and Tailored to Your Needs

We offer flexible repayment terms ranging from 12 months to 60 months, giving you control over how you manage your borrowing. Whether you prefer shorter terms or a longer repayment period, you can select an option that aligns with your goals and supports your financial planning.

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Apply Online in Just 2 Minutes

Time matters when running a business, which is why our application process is designed for speed. Apply online in just 2 minutes with minimal documentation. Once approved, you could receive your funds on the same day, allowing you to act quickly and keep your business moving.

Why Choose Us for Your Business Loan?

We know that businesses value simplicity and speed, which is why our service is built around quick decisions and flexible options. With a straightforward application process and same-day funding available, we make it easy for you to secure the capital required to support your next steps.

Dedicated to Business Loans

We specialise in funding UK businesses, so we know what it takes to help you succeed.

Hassle-Free Process

No need for complex applications or lengthy approval processes. We make getting a business loan straightforward.

Fast and Flexible

Receive quick pre-approval and flexible loan terms that suit your business needs.

Who Can Apply?

Our business loans are available to UK companies across a wide range of sectors. If you have at least 12 months of trading history and consistent monthly revenue, you can apply for fast and flexible finance to support your plans. Whether you're a small company or a growing organisation, we're here to help you access the funding you need.

Get Started Today

Don’t let funding limitations slow down your plans. Apply for a business loan today and gain access to fast finance from £10,000 to £250,000, with flexible terms from 12 to 60 months. Get the support you need to strengthen your operations and move your business forward.

What our clients say

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“Jacob and Century have been brilliant for a number of years. Jacob has always listened to the company needs and ensured we were only matched with products that suited. I really highly recommend both the company, and, Jacob!”
Jonathon Ison
“The customer care was top-notch. I dealt with Jake Brown who was always on top of our needs. The service was very precise and all the formalities were sorted within a few days. Thumbs up all the way. Would definitely recommend Century Business Finance.”
Wale Towolawi
“No government initiative or loan has helped our business as much as Jake Brown. The service has been first class. Recovery from covid has been slow and challenging but it would have been impossible without Jake himself. He has literally saved the business! Communication has been crystal clear with finance approved and arranged on the same day. An outstanding service from a company I intend to use again and again. Thank you”
Owl Education Ltd
“Tom Hall has been fantastic. Within a week of exploring our options, the money was in the bank and the business kicked off. Highly recommend..”
Mark Gill
“Tom Hall has been very helpful and dealt with my queries and informed me of everything i need to do . Tom has managed to secured me the loan from century finance and i would definitely recommend them to every businesses.”
Davis Sanassy
“Joe Taplin has been so helpful from start to finish. Got regular updates about the application and did all he can to get funds available within days. Handled every task very professionally.”
Upul Ekanayake
“Tom has been very helpful in supporting our business needs. Only area for improvement is the level of detail in their quotations to enable a better market comparison.”
Alan Gates
“Joe was so helpful from start to finish of our communication. Kept me updated every step of the way & kept it very easy. Definitely recommend.”
Nat
“First rate service by my account manager Jake Brown, first time using Century Finance and I would use Jake again and recommend him to anyone looking for finance.”
John Bailey
“Exceptionally professional and quick service I would highly recommend to all my business colleagues. Many thanks especially to John Harrison who has been such a fantastic help throughout.”
Mike Finnigan
“I had the pleasure of dealing with Kane Murfitt and honestly cannot fault him. He stayed in regular contact throughout the process, guided me through the application and kept me fully updated. Very Happy!”
Marlon Carrington
“Great support from start to completion under the guidance of Jacob Bryant.Totally recommend for any business finance..”
Justin Jones
“I was very impressed at the speed, detail and affordability of business loans found by Century Business Finace. Jake was incredibly knowledgeable giving varied scenarios of how to ustilise their services - I've already made recommendations to my colleauges - thank you!”
Finance Department
“A fantastic service from the team at Century Business Finance from start to finish. It's my first time dealing with them and the service from both Max and Ben as been absolutely first class. I highly recommend Century Business Finance and will be using them again in the future when the need arises.”
Ryan White
“Excellent all round, I no longer waste my time trying others - Top work from my acc manager Joe Taplin”
Dan Currey
“A 5 star service. Very impressed with the account manager and will 100% recommend his services”
Vincent Torku
“As a small business at times its hard to get small amount for cashflow but dealing with Jacob Bourne has made the small business grow. What a professional Jacob is and it was so efficient that i will not hesitate to recommend CBF to any small to medium business.”
Alliance Speciality Care
“The customer service from John was great, very friendly and efficient. Would definitely recommend”
Katie
“We used Century to assist in funding our expansion, and could not be happier with how they helped. Jacob was prompt, professional and efficient.”
Martyn Solari
“A 5 star service. Very impressed with the account manager and will 100% recommend his services”
Vincent Torku

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