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hi@centurybusinessfinance.co.uk

    Franchise Business Loans and Finance

    Flexible Unsecured Funding for UK Franchise Owners.

    Check If I Qualify
    restaurant owner

     

     

     

    Check eligibility
    in 20 seconds

    Apply online
    in 2 mins

    Decisions in
    less than 1hr

    Borrow between
    £10,000 - £250,000

    No fees to
    settle early

     

                         

     

    Franchise Business Loans from £10,000 to £250,000

    Operating a franchise can provide the advantage of a recognised brand and proven business model, but franchise owners still face significant financial responsibilities. From paying initial franchise fees to fitting out premises and hiring staff, many franchise businesses require reliable working capital to operate and grow.

    Access to unsecured funding between £10,000 and £250,000 allows franchise owners to invest in their business without placing pressure on day to day operations. Whether you are launching a new location, expanding an existing site or improving facilities, flexible finance can support long term growth.

    Finance Built Around Franchise Operations

    Franchise businesses must follow established systems while managing local operational costs such as rent, staffing, inventory and marketing contributions. Growth often requires additional investment when opening new sites or upgrading equipment to meet brand standards.

    Business finance can support you when you need to:

    • Fund franchise setup and location fit out

    • Purchase equipment or vehicles required by the brand

    • Recruit and train staff

    • Increase inventory or operational capacity

    • Open additional franchise locations

    With quick eligibility checks and fast decisions, funding can help you take advantage of opportunities while maintaining strong cashflow.

    Restaurants & Takeaways Image 2

    Your Fast Track To Funding

    10,000
    +

    Businesses helped

    892,000,000
    £

    Million funds sourced

    24
     hours

    Average turnaround from start to finish

    10000
    +
    Businesses helped
    892000000
    £
    Million funds sourced
    24
    hours
    Average turnaround from start to finish
    10000
    +
    businesses helped
    892000000
    £
    million funds sourced
    24
    hours
    average turnaround time from start to finish

    What Are Franchise Business Loans?

    Franchise business loans are unsecured funding solutions designed for business owners operating under established franchise brands. Rather than securing finance against property or personal assets, you can borrow a fixed amount and repay it over a term aligned with your business income.

    Loans may be structured as short term cashflow funding, tax and VAT finance, growth loans or larger business loans for established franchise operators. Funding is commonly used for franchise fees, shop fit outs, equipment purchases, marketing initiatives or strengthening working capital.

    Loan amounts typically range from £10,000 to £250,000, subject to affordability and trading history.

    How Do Franchise Business Loans Work?

    Our process is designed to be simple and efficient so you can remain focused on running your franchise.

    Apply in Minutes

    Applications are completed digitally and typically require:

    • Basic company information

    • Six months of business bank statements

    • Latest filed accounts

    • A summary of how the funding will support your centre

    Providing accurate documentation helps support faster decisions.

    Lender Assessment

    Lenders review factors such as:

    • Turnover consistency and seasonality

    • Booking pipeline visibility

    • Overall financial performance

    • Affordability of repayments

    This ensures funding aligns with your operational cashflow.

    Repayments

    Once approved, funds can often be released the same day. Repayment options typically include:

    • Fixed daily, weekly or monthly schedules

    • Short to medium term options

    • Early settlement with no additional fees

    This provides predictable costs while maintaining flexibility during peak and off peak seasons.

    Why Choose Century for Franchise Business Finance?

    Century focuses exclusively on unsecured business loans for UK companies. We understand that franchise owners operate within structured brand systems while still managing local business performance and growth.

    With access to a wide panel of lenders and support from a dedicated Account Manager, we work to secure funding quickly and efficiently. Whether you are opening a new franchise location or strengthening the performance of an existing one, we structure funding around your business needs.

    When Should Franchise Owners Consider Business Finance?

    Business loans may be beneficial when:

    • Launching a new franchise location

    • Expanding into additional territories

    • Upgrading equipment or premises

    • Hiring and training new staff

    • Managing short term cashflow pressures

    • Investing in local marketing campaigns

    Finance works best when aligned with clear business planning and sustainable repayment strategies.

    Who Is Eligible for Franchise Business Loans?

    You may qualify if:

    • You operate a UK registered business

    • Your centre has been trading for at least 12 months

    • Monthly turnover averages £10,000 or more

    • Your accounts demonstrate affordability

    Alternative lenders may still consider applications where income varies seasonally.

    Ready to Grow Your Franchise Business?

    If you are looking to expand your franchise, invest in new locations or strengthen your business cashflow, we are here to help. Check eligibility online in seconds, apply in minutes and receive a fast decision.

    With unsecured funding and no early settlement fees, you can grow your franchise business with confidence.

    Step 1

    Check if you’re eligible in 20 Seconds

    Step 1
    Step 2

    Apply online in 2 mins

    Step 2
    Step 3

    Get your decision

    Step 3
    Step 4

    Funds paid into your bank within 24 hours

    Step 4

    What our clients say

    Google-Review-Logo

     

     

     

     

     

     

    “Jacob and Century have been brilliant for a number of years. Jacob has always listened to the company needs and ensured we were only matched with products that suited. I really highly recommend both the company, and, Jacob!”
    Jonathon Ison
    “The customer care was top-notch. I dealt with Jake Brown who was always on top of our needs. The service was very precise and all the formalities were sorted within a few days. Thumbs up all the way. Would definitely recommend Century Business Finance.”
    Wale Towolawi
    “No government initiative or loan has helped our business as much as Jake Brown. The service has been first class. Recovery from covid has been slow and challenging but it would have been impossible without Jake himself. He has literally saved the business! Communication has been crystal clear with finance approved and arranged on the same day. An outstanding service from a company I intend to use again and again. Thank you”
    Owl Education Ltd
    “Tom Hall has been fantastic. Within a week of exploring our options, the money was in the bank and the business kicked off. Highly recommend..”
    Mark Gill
    “Tom Hall has been very helpful and dealt with my queries and informed me of everything i need to do . Tom has managed to secured me the loan from century finance and i would definitely recommend them to every businesses.”
    Davis Sanassy
    “Joe Taplin has been so helpful from start to finish. Got regular updates about the application and did all he can to get funds available within days. Handled every task very professionally.”
    Upul Ekanayake
    “Tom has been very helpful in supporting our business needs. Only area for improvement is the level of detail in their quotations to enable a better market comparison.”
    Alan Gates
    “Joe was so helpful from start to finish of our communication. Kept me updated every step of the way & kept it very easy. Definitely recommend.”
    Nat
    “First rate service by my account manager Jake Brown, first time using Century Finance and I would use Jake again and recommend him to anyone looking for finance.”
    John Bailey
    “Exceptionally professional and quick service I would highly recommend to all my business colleagues. Many thanks especially to John Harrison who has been such a fantastic help throughout.”
    Mike Finnigan
    “I had the pleasure of dealing with Kane Murfitt and honestly cannot fault him. He stayed in regular contact throughout the process, guided me through the application and kept me fully updated. Very Happy!”
    Marlon Carrington
    “Great support from start to completion under the guidance of Jacob Bryant.Totally recommend for any business finance..”
    Justin Jones
    “I was very impressed at the speed, detail and affordability of business loans found by Century Business Finace. Jake was incredibly knowledgeable giving varied scenarios of how to ustilise their services - I've already made recommendations to my colleauges - thank you!”
    Finance Department
    “A fantastic service from the team at Century Business Finance from start to finish. It's my first time dealing with them and the service from both Max and Ben as been absolutely first class. I highly recommend Century Business Finance and will be using them again in the future when the need arises.”
    Ryan White
    “Excellent all round, I no longer waste my time trying others - Top work from my acc manager Joe Taplin”
    Dan Currey
    “A 5 star service. Very impressed with the account manager and will 100% recommend his services”
    Vincent Torku
    “As a small business at times its hard to get small amount for cashflow but dealing with Jacob Bourne has made the small business grow. What a professional Jacob is and it was so efficient that i will not hesitate to recommend CBF to any small to medium business.”
    Alliance Speciality Care
    “The customer service from John was great, very friendly and efficient. Would definitely recommend”
    Katie
    “We used Century to assist in funding our expansion, and could not be happier with how they helped. Jacob was prompt, professional and efficient.”
    Martyn Solari
    “A 5 star service. Very impressed with the account manager and will 100% recommend his services”
    Vincent Torku

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