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Check If I Qualify
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01604 43 43 43
hi@centurybusinessfinance.co.uk

Refinance Business Loans

Check If I Qualify
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Check eligibility
in 20 seconds

Apply online
in 2 mins

Decisions in
less than 1hr

Borrow between
£10,000 - £250,000

No fees to
settle early

 

                     

 

Reduce Repayments and Strengthen Your Cashflow

Managing multiple loans or high monthly repayments can put real pressure on your cashflow. Our refinance business loans help you replace existing borrowing with a more manageable repayment structure reducing monthly costs, simplifying debt and improving financial stability. Whether you want to consolidate loans or lower repayment pressure, refinancing gives your business room to breathe.

Business Loan Refinancing: Simple, Flexible Finance from £10,000 to £250,000

Business loan refinancing allows you to replace an existing loan or multiple finance facilities with a single, clear repayment plan. This type of funding is ideal for businesses with short-term loans, high-cost borrowing or multiple repayment schedules that are becoming difficult to manage. With loan amounts from £10,000 to £250,000, refinancing can help you regain control and create a more sustainable financial position.

What is a Refinance Business Loan?

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A refinance business loan pays off your current borrowing and replaces it with a new loan that’s easier to manage. This can lower your monthly repayments, extend your repayment period, or combine several loans into one. Refinancing is particularly effective for businesses dealing with cashflow strain, high-cost facilities or complicated repayment structures and helps create predictable, manageable financial commitments.

Loans Terms: Clear, Manageable and Designed to Improve Cashflow

Choose repayment terms ranging from 12 to 60 months, depending on what best supports your business. A longer term can reduce monthly repayment pressure, while a shorter term allows you to repay quickly and stabilise your finances sooner. Our approach ensures your refinancing solution delivers meaningful cashflow improvement without unnecessary complexity.

Fast and Simple Application Process - Apply in Just 2 Minutes!

Refinancing shouldn’t be slow or complicated. Our application takes just 2 minutes to complete, with minimal documentation required. Once approved, we’ll arrange fast settlement of your existing borrowing, allowing you to move onto a cleaner, more manageable repayment structure as quickly as possible.

Your Fast Track To Funding

10,000
+

Businesses helped

892,000,000
£

Million funds sourced

24
 hours

Average turnaround from start to finish

10000
+
Businesses helped
892000000
£
Million funds sourced
24
hours
Average turnaround from start to finish
10000
+
businesses helped
892000000
£
million funds sourced
24
hours
average turnaround time from start to finish

Why Choose Us for Your Refinance Business Loan?

At Century Business Finance, we specialise in helping businesses regain financial stability through smart, practical refinancing solutions. With quick decisions, flexible repayment options and a streamlined application process, we make it easy to restructure your borrowing, reduce costs and strengthen your cashflow. Our team finds solutions tailored to your situation helping your business move forward with confidence.

  • Fast Application Process: Apply online in just 2 minutes—no lengthy paperwork or complex procedures.
  • Same Day Funding: Once approved, receive your loan on the same day, so you can take immediate action.
  • Loan Amounts: Borrow from £10,000 to £250,000, tailored to your business’s specific needs.
  • Flexible Terms: Our flexible repayment terms ensure you can repay the loan in a way that fits your cash flow.

Who Can Apply for a Refinance Business Loan?

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To qualify for our Refinance Business Loans, your business must meet the following criteria:

  • Minimum 1 Year Trading History: Your business must have been trading for at least 12 months.
  • UK-Based Business: These loans are available to businesses across the UK in all sectors
  • If you currently have one or more business loans, high-cost borrowing or a repayment structure that’s affecting cashflow, you may be eligible to refinance and move to a simpler, more affordable plan.

How It Works

Our process is designed to be fast and straightforward, getting you the funding you need with minimal hassle.

Apply Online

Complete our simple application form online in just 2 minutes. You won’t need to provide endless paperwork—just the basics about your business and its financial needs.

Instant Decision

Once we receive your application, our team will quickly assess it and provide an instant decision.

Same Day Funding

Once approved, your funds will be transferred to your account on the same day, so you can start using them right away.

Flexible Repayments

 Choose repayment terms that suit your business cash flow, ensuring your loan works for you, not against you.

Apply Today for a Same Day Business Loan

Don’t let urgent expenses or cashflow challenges slow your business down. Apply for a same day business loan today and access funding from £10,000 to £250,000 with terms from 3 to 24 months. Get rapid, dependable finance and keep your business moving forward.

Check If I Qualify

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Apply online in 2 mins

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Get your decision

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Funds paid into your bank within 24 hours

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What our clients say

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“Jacob and Century have been brilliant for a number of years. Jacob has always listened to the company needs and ensured we were only matched with products that suited. I really highly recommend both the company, and, Jacob!”
Jonathon Ison
“The customer care was top-notch. I dealt with Jake Brown who was always on top of our needs. The service was very precise and all the formalities were sorted within a few days. Thumbs up all the way. Would definitely recommend Century Business Finance.”
Wale Towolawi
“No government initiative or loan has helped our business as much as Jake Brown. The service has been first class. Recovery from covid has been slow and challenging but it would have been impossible without Jake himself. He has literally saved the business! Communication has been crystal clear with finance approved and arranged on the same day. An outstanding service from a company I intend to use again and again. Thank you”
Owl Education Ltd
“Tom Hall has been fantastic. Within a week of exploring our options, the money was in the bank and the business kicked off. Highly recommend..”
Mark Gill
“Tom Hall has been very helpful and dealt with my queries and informed me of everything i need to do . Tom has managed to secured me the loan from century finance and i would definitely recommend them to every businesses.”
Davis Sanassy
“Joe Taplin has been so helpful from start to finish. Got regular updates about the application and did all he can to get funds available within days. Handled every task very professionally.”
Upul Ekanayake
“Tom has been very helpful in supporting our business needs. Only area for improvement is the level of detail in their quotations to enable a better market comparison.”
Alan Gates
“Joe was so helpful from start to finish of our communication. Kept me updated every step of the way & kept it very easy. Definitely recommend.”
Nat
“First rate service by my account manager Jake Brown, first time using Century Finance and I would use Jake again and recommend him to anyone looking for finance.”
John Bailey
“Exceptionally professional and quick service I would highly recommend to all my business colleagues. Many thanks especially to John Harrison who has been such a fantastic help throughout.”
Mike Finnigan
“I had the pleasure of dealing with Kane Murfitt and honestly cannot fault him. He stayed in regular contact throughout the process, guided me through the application and kept me fully updated. Very Happy!”
Marlon Carrington
“Great support from start to completion under the guidance of Jacob Bryant.Totally recommend for any business finance..”
Justin Jones
“I was very impressed at the speed, detail and affordability of business loans found by Century Business Finace. Jake was incredibly knowledgeable giving varied scenarios of how to ustilise their services - I've already made recommendations to my colleauges - thank you!”
Finance Department
“A fantastic service from the team at Century Business Finance from start to finish. It's my first time dealing with them and the service from both Max and Ben as been absolutely first class. I highly recommend Century Business Finance and will be using them again in the future when the need arises.”
Ryan White
“Excellent all round, I no longer waste my time trying others - Top work from my acc manager Joe Taplin”
Dan Currey
“A 5 star service. Very impressed with the account manager and will 100% recommend his services”
Vincent Torku
“As a small business at times its hard to get small amount for cashflow but dealing with Jacob Bourne has made the small business grow. What a professional Jacob is and it was so efficient that i will not hesitate to recommend CBF to any small to medium business.”
Alliance Speciality Care
“The customer service from John was great, very friendly and efficient. Would definitely recommend”
Katie
“We used Century to assist in funding our expansion, and could not be happier with how they helped. Jacob was prompt, professional and efficient.”
Martyn Solari
“A 5 star service. Very impressed with the account manager and will 100% recommend his services”
Vincent Torku

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