How Much Would a Business Loan Cost Your Business?

By Century Business Finance on Jun 15, 2026

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Taking on business funding can be a big decision. Whether you're looking to invest in growth, manage your cashflow, purchase equipment or prepare for a busy trading period, understanding the potential cost of borrowing is an important part of the process.

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What Is Invoice Finance? How It Works and the Pros and Cons for Small Businesses

By Century Business Finance on May 19, 2026

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What Is Invoice Finance? How It Works, Pros and Cons for Small Businesses Most businesses don’t get paid immediately.

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5 signs a business loan might not be the answer

By Century Business Finance on May 13, 2026

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Not every business should take funding That might sound like a strange thing for a business finance broker to say, but it’s true. A lot of businesses right now are balancing tighter cashflow, rising costs and slower decision-making while still trying to keep momentum in the business. …

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The Cost of Waiting vs the Cost of Borrowing for UK businesses

By Century Business Finance on May 11, 2026

restaurant owner

The cost of waiting vs the cost of borrowing for businesses When businesses explore funding, most focus on one thing first: cost. What’s the interest rate? What are the repayments? How long is the term? And those are hugely important questions. However, there’s another side that often …

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What Documents Do I Need For A Business Loan?

By Century Business Finance on Apr 15, 2026

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What Documents Do I Need For A Business Loan? When you type "What documents do I need for a business loan?" you're not looking for theory, you need a checklist that gets cash into your account quickly. We've built a revised and practical guide for 2026 to help time‑poor UK SME owners …

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Business Loan Interest Rates Explained

By Century Business Finance on Apr 13, 2026

shop owner woman

Same-Day Business Loans Vs Traditional Business Loans What Business Loan Interest Rates Actually Mean And Why They Matter Interest rate is the headline figure lenders quote, usually an annual percentage, but for a busy SME owner the practical meaning is simple: it's the ongoing price …

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Same-Day vs Traditional Business Loans

By Century Business Finance on Apr 9, 2026

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Same-Day Business Loans Vs Traditional Business Loans Access to the right finance at the right time can decide whether a small or medium-sized enterprise (SME) seizes an opportunity or misses it. In 2026, we see two main paths for businesses: same-day business loans that promise near- …

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Business Funding Explained

By Century Business Finance on Mar 20, 2026

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Running a SME business means making decisions quickly and often without full visibility of what's coming down the line. Funding is one of those decisions.

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Eligibility Criteria For Working Capital Loan: What Lenders Look For

By Century Business Finance on Aug 21, 2025

A couple double-checking the lender's eligibility criteria for a working capital loan.

If you are a small business owner looking to access working capital business loans, then understanding exactly what it is lenders are looking for will help improve your chances of being approved. Working capital loans are generally used to cover day-to-day expenses or fund short-term …

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How Does A Working Capital Loan Work? Everything You Need To Know

By Century Business Finance on Aug 11, 2025

Two people discuss how a working capital loan works and what to be aware of before applying.

What happens when your business hits a cash flow gap? Or when equipment breaks down and needs urgent repair to prevent costly downtime? What if inventory needs replenishing to meet demand, or you need new staff to cover a seasonal upturn? These are just a small selection of some of th …

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