Fast Unsecured Business Loans for UK Companies

Simple, Asset-Free Funding to Support Your Business Needs

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Unsecured Business Loans in the UK: Quick, Reliable Finance from £10,000 to £250,000

Are you looking for funding without putting assets at risk?

Our unsecured business loans provide fast, flexible finance that doesn’t require property, vehicles or equipment as security. Whether you need to support cashflow, invest in growth or cover essential costs, our unsecured loans offer a straightforward

What Are Unsecured Business Loans?

Unsecured business loans give you access to finance without needing to provide physical collateral. Instead, lenders assess your trading history, cashflow and overall business performance. These loans are ideal for companies that want fast, hassle-free funding without tying the loan to business assets. With loan amounts from £10,000 to £250,000, you can secure the capital you need on terms that work for your business.

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Loan Terms: Flexible and Tailored to Your Needs

Our unsecured loan terms range from 12 to 60 months, giving you control over how you manage repayments. Whether you prefer a shorter term for quicker repayment or a longer option to ease monthly commitments, you can choose a structure that suits your cashflow. No asset security is required, and early repayment options are available. However, Personal Guarantees will be required. Our loans are designed to give UK businesses the flexibility they need, without the added stress of charges on assets.

Key Features of Our Unsecured Business Loans

Borrow £10k - £250k

Choose the loan amount that works for your business.

Quick Eligibility Check

See if you qualify without affecting your credit score.

Apply in Minutes

Our online application takes just 2 minutes to complete.

No Asset Security Required

No charges on business or personal assets, including property.

Flexible Repayment Terms

 We tailor our loans to suit your repayment needs.

Who Can Apply?

Our unsecured business loans are available to UK companies across a wide range of sectors.  Whether you operate a small business or a growing organisation, we’re here to help you access the finance you need.

To qualify for one of our unsecured business loans, your business must meet the following criteria:

  • Trading for over 12 months
  • Monthly turnover in excess of £10,000
  • Personal Guarantees will be required

With no charges on business or personal assets, our unsecured loans give UK businesses the freedom to grow without the burden of asset-backed lending.

Why Choose Us for Your Business Loan?

We understand the importance of fast decisions and straightforward lending especially when no assets are involved. With flexible terms, quick approvals and same-day funding available, we make it easy to secure an unsecured business loan that supports your immediate needs and future plans.

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Apply Now and Get the Funds You Need

Don’t let the lack of collateral limit your options. Apply for an unsecured business loan today and access finance from £10,000 to £250,000, with flexible terms from 12 to 60 months. Get fast, asset-free funding that helps your business move forward with confidence.

Our simple online application form takes just 2 minutes to complete, and you can check if you qualify without impacting your credit score. Once approved, the funds could be in your account quickly, helping you keep your business moving forward.

Check If I Qualify

Check Eligibility without affecting your credit score

Step 1

Check if you’re eligible in 20 Seconds

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Step 2

Apply online in 2 mins

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Get your decision

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Funds paid into your bank within 24 hours

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What our clients say

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“Jacob and Century have been brilliant for a number of years. Jacob has always listened to the company needs and ensured we were only matched with products that suited. I really highly recommend both the company, and, Jacob!”
Jonathon Ison
“The customer care was top-notch. I dealt with Jake Brown who was always on top of our needs. The service was very precise and all the formalities were sorted within a few days. Thumbs up all the way. Would definitely recommend Century Business Finance.”
Wale Towolawi
“No government initiative or loan has helped our business as much as Jake Brown. The service has been first class. Recovery from covid has been slow and challenging but it would have been impossible without Jake himself. He has literally saved the business! Communication has been crystal clear with finance approved and arranged on the same day. An outstanding service from a company I intend to use again and again. Thank you”
Owl Education Ltd
“Tom Hall has been fantastic. Within a week of exploring our options, the money was in the bank and the business kicked off. Highly recommend..”
Mark Gill
“Tom Hall has been very helpful and dealt with my queries and informed me of everything i need to do . Tom has managed to secured me the loan from century finance and i would definitely recommend them to every businesses.”
Davis Sanassy
“Joe Taplin has been so helpful from start to finish. Got regular updates about the application and did all he can to get funds available within days. Handled every task very professionally.”
Upul Ekanayake
“Tom has been very helpful in supporting our business needs. Only area for improvement is the level of detail in their quotations to enable a better market comparison.”
Alan Gates
“Joe was so helpful from start to finish of our communication. Kept me updated every step of the way & kept it very easy. Definitely recommend.”
Nat
“First rate service by my account manager Jake Brown, first time using Century Finance and I would use Jake again and recommend him to anyone looking for finance.”
John Bailey
“Exceptionally professional and quick service I would highly recommend to all my business colleagues. Many thanks especially to John Harrison who has been such a fantastic help throughout.”
Mike Finnigan
“I had the pleasure of dealing with Kane Murfitt and honestly cannot fault him. He stayed in regular contact throughout the process, guided me through the application and kept me fully updated. Very Happy!”
Marlon Carrington
“Great support from start to completion under the guidance of Jacob Bryant.Totally recommend for any business finance..”
Justin Jones
“I was very impressed at the speed, detail and affordability of business loans found by Century Business Finace. Jake was incredibly knowledgeable giving varied scenarios of how to ustilise their services - I've already made recommendations to my colleauges - thank you!”
Finance Department
“A fantastic service from the team at Century Business Finance from start to finish. It's my first time dealing with them and the service from both Max and Ben as been absolutely first class. I highly recommend Century Business Finance and will be using them again in the future when the need arises.”
Ryan White
“Excellent all round, I no longer waste my time trying others - Top work from my acc manager Joe Taplin”
Dan Currey
“A 5 star service. Very impressed with the account manager and will 100% recommend his services”
Vincent Torku
“As a small business at times its hard to get small amount for cashflow but dealing with Jacob Bourne has made the small business grow. What a professional Jacob is and it was so efficient that i will not hesitate to recommend CBF to any small to medium business.”
Alliance Speciality Care
“The customer service from John was great, very friendly and efficient. Would definitely recommend”
Katie
“We used Century to assist in funding our expansion, and could not be happier with how they helped. Jacob was prompt, professional and efficient.”
Martyn Solari
“A 5 star service. Very impressed with the account manager and will 100% recommend his services”
Vincent Torku

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