Fast Business Asset Loans for UK Companies

Simple, Asset-Backed Funding to Support Your Business Needs

Check If I Qualify
Groundwork-Contractors-Banner-Image

 

 

 

Check eligibility
in 20 seconds

Apply online
in 2 mins

Decisions in
less than 1hr

Borrow between
£10,000 - £250,000

No fees to
settle early

 

                     

 

Business Asset Loans in the UK: Flexible Finance from £10,000 to £250,000

Are you looking to purchase new equipment or unlock value from assets your business already owns?

Our business asset loans provide fast, flexible funding designed to help companies spread the cost of new equipment, improve cashflow, or release capital tied up in valuable assets. Whether you’re upgrading machinery, expanding your fleet or investing in essential tools, our asset-backed finance offers a simple way to secure the funding you need.

What are Business Asset Loans?

Business asset loans allow you to borrow money using business assets such as vehicles, equipment, stock or machinery as security. These loans are ideal for companies wanting to acquire new assets without large upfront costs or for those looking to unlock working capital from existing equipment. With loan amounts from £10,000 to £250,000, asset-backed lending makes it easier to invest in growth while protecting day-to-day cashflow.

Construction & Property Development Image 2

Loans Terms: Flexible and Tailored to Your Needs

Our asset loan terms typically range from 12 months to 5 years, allowing you to spread the cost of new equipment or repay borrowing against existing assets at a pace that suits your business. Whether you want shorter terms for faster repayment or longer support to manage cashflow, you can choose a repayment structure that aligns with your operational needs and financial goals.

Fast and Simple Application Process - Apply in Just 2 Minutes!

Time is crucial when your business needs equipment or capital quickly. Our application process takes just 2 minutes to complete with minimal documentation required. Once approved, you could receive your funds within 24 hours, helping you secure new assets or release working capital without delaying your plans.

Your Fast Track To Funding

10,000
+

Businesses helped

892,000,000
£

Million funds sourced

24
 hours

Average turnaround from start to finish

10000
+
Businesses helped
892000000
£
Million funds sourced
24
hours
Average turnaround from start to finish
10000
+
businesses helped
892000000
£
million funds sourced
24
hours
average turnaround time from start to finish

Why Choose Us for Your Refinance Business Loan?

We understand that asset investment often drives business growth, which is why our service focuses on speed, flexibility and clear lending options. With fast decisions, asset-backed security and straightforward repayment terms, we make it easy to secure the funding required to upgrade equipment, expand operations and strengthen your business.
 

Who Can Apply for a Refinance Business Loan?

Manufacturers Image 2

Our business asset loans are available to UK companies across a wide range of industries. If your business has been trading for at least 12 months and has assets suitable for security or plans to acquire new ones you can apply for flexible, asset-backed finance to support your goals. Whether you’re in manufacturing, construction, transportation or any other sector, we’re here to help you access the funding you need.

How It Works

Our process is designed to be fast and straightforward, getting you the funding you need with minimal hassle.

Apply Online

Complete our simple application form online in just 2 minutes. You won’t need to provide endless paperwork—just the basics about your business and its financial needs.

Instant Decision

Once we receive your application, our team will quickly assess it and provide an instant decision.

Same Day Funding

Once approved, your funds will be transferred to your account on the same day, so you can start using them right away.

Flexible Repayments

 Choose repayment terms that suit your business cash flow, ensuring your loan works for you, not against you.

Apply Now and Get The Funds You Need

Don’t let upfront costs hold back your plans. Apply for a business asset loan today and access funding from £10,000 to £250,000, with flexible terms from 12 to 60 months. Secure the capital you need to purchase new equipment or unlock value from existing assets with confidence.

Check If I Qualify

Check Eligibility without affecting your credit score

Step 1

Check if you’re eligible in 20 Seconds

Step 1
Step 2

Apply online in 2 mins

Step 2
Step 3

Get your decision

Step 3
Step 4

Funds paid into your bank within 24 hours

Step 4

What our clients say

Google-Review-Logo

 

 

 

 

 

 

“Jacob and Century have been brilliant for a number of years. Jacob has always listened to the company needs and ensured we were only matched with products that suited. I really highly recommend both the company, and, Jacob!”
Jonathon Ison
“The customer care was top-notch. I dealt with Jake Brown who was always on top of our needs. The service was very precise and all the formalities were sorted within a few days. Thumbs up all the way. Would definitely recommend Century Business Finance.”
Wale Towolawi
“No government initiative or loan has helped our business as much as Jake Brown. The service has been first class. Recovery from covid has been slow and challenging but it would have been impossible without Jake himself. He has literally saved the business! Communication has been crystal clear with finance approved and arranged on the same day. An outstanding service from a company I intend to use again and again. Thank you”
Owl Education Ltd
“Tom Hall has been fantastic. Within a week of exploring our options, the money was in the bank and the business kicked off. Highly recommend..”
Mark Gill
“Tom Hall has been very helpful and dealt with my queries and informed me of everything i need to do . Tom has managed to secured me the loan from century finance and i would definitely recommend them to every businesses.”
Davis Sanassy
“Joe Taplin has been so helpful from start to finish. Got regular updates about the application and did all he can to get funds available within days. Handled every task very professionally.”
Upul Ekanayake
“Tom has been very helpful in supporting our business needs. Only area for improvement is the level of detail in their quotations to enable a better market comparison.”
Alan Gates
“Joe was so helpful from start to finish of our communication. Kept me updated every step of the way & kept it very easy. Definitely recommend.”
Nat
“First rate service by my account manager Jake Brown, first time using Century Finance and I would use Jake again and recommend him to anyone looking for finance.”
John Bailey
“Exceptionally professional and quick service I would highly recommend to all my business colleagues. Many thanks especially to John Harrison who has been such a fantastic help throughout.”
Mike Finnigan
“I had the pleasure of dealing with Kane Murfitt and honestly cannot fault him. He stayed in regular contact throughout the process, guided me through the application and kept me fully updated. Very Happy!”
Marlon Carrington
“Great support from start to completion under the guidance of Jacob Bryant.Totally recommend for any business finance..”
Justin Jones
“I was very impressed at the speed, detail and affordability of business loans found by Century Business Finace. Jake was incredibly knowledgeable giving varied scenarios of how to ustilise their services - I've already made recommendations to my colleauges - thank you!”
Finance Department
“A fantastic service from the team at Century Business Finance from start to finish. It's my first time dealing with them and the service from both Max and Ben as been absolutely first class. I highly recommend Century Business Finance and will be using them again in the future when the need arises.”
Ryan White
“Excellent all round, I no longer waste my time trying others - Top work from my acc manager Joe Taplin”
Dan Currey
“A 5 star service. Very impressed with the account manager and will 100% recommend his services”
Vincent Torku
“As a small business at times its hard to get small amount for cashflow but dealing with Jacob Bourne has made the small business grow. What a professional Jacob is and it was so efficient that i will not hesitate to recommend CBF to any small to medium business.”
Alliance Speciality Care
“The customer service from John was great, very friendly and efficient. Would definitely recommend”
Katie
“We used Century to assist in funding our expansion, and could not be happier with how they helped. Jacob was prompt, professional and efficient.”
Martyn Solari
“A 5 star service. Very impressed with the account manager and will 100% recommend his services”
Vincent Torku

As Seen In

Times accreditations (3)
FT accreditations (2)

Latest News

Eligibility Criteria For Working Capital Loan: What Lenders Look For
A couple double-checking the lender's eligibility criteria for a working capital loan.

Eligibility Criteria For Working Capital Loan: What Lenders Look For

Aug 21, 2025 2 min read
How Does A Working Capital Loan Work? Everything You Need To Know
Two people discuss how a working capital loan works and what to be aware of before applying.

How Does A Working Capital Loan Work? Everything You Need To Know

Aug 11, 2025 2 min read
Fuel Growth & Sustain Your Operations With SME Working Capital Loans
Four professionals in a modern office with a laptop, with the central man explaining how to fuel growth with an SME working capital loan.

Fuel Growth & Sustain Your Operations With SME Working Capital Loans

Aug 4, 2025 2 min read