Brewery Business Loans
Fast, Flexible Finance for Breweries and Microbreweries
Check eligibility
in 20 seconds
Apply online
in 2 mins
Decisions in
less than 1hr
Borrow between
£10,000 - £250,000
No fees to
settle early
Running or expanding a brewery requires significant investment, from upgrading brewing equipment to increasing production capacity or opening a taproom. Whether you’re a growing craft brewery, a microbrewery looking to scale, or an established operator needing cashflow support, securing the right finance is essential to keep operations stable and growth on track.
A brewery business loan provides fast access to the capital needed to purchase new equipment, expand capacity, manage rising costs or invest in new revenue streams without tying up personal savings or disrupting day-to-day brewing. With simple applications, quick decisions and flexible repayment options, brewery finance lets you take the next step with confidence.
What is Brewery Finance?
Brewery finance is a form of business funding designed specifically for breweries looking to invest in equipment, expand production, open a taproom or improve cashflow. Instead of covering these costs upfront, you can borrow what you need and repay it over a fixed term, helping you manage investment while keeping operations running smoothly.
These loans are typically used for equipment such as fermentation tanks, kettles, canning lines and refrigeration systems, as well as taproom build-outs, stock purchases and general working capital. Loan amounts usually range from £10,000 to £500,000 depending on revenue, trading history and affordability.
How Does Brewery Finance Work?
1. Apply in Minutes
Most lenders will request:
- Six months of business bank statement
- Recent year-end accounts
- Details of what the funding will be used for
- Quotes for brewing equipment or refurbishment costs (if relevant)
Providing clear information helps lenders move quickly through assessment.
2. Lender Assessment
Lenders evaluate key factors, including:
- Your operational experience
- The financial health and cashflow of your brewery
- Affordability based on existing and projected revenue
- The value of the equipment being purchased
- Whether the brewery has diversified income (taproom, wholesale, retail)
This ensures the finance structure suits your brewery’s trading pattern and future plans.
3. Repayments
Once approved, funds are released and you can proceed with your purchase or expansion. Repayments typically include:
- A fixed monthly repayment schedule
- Terms ranging from 1 to 5 years
- Unsecured or asset-backed options
- Interest rates aligned with affordability and risk
This structure offers predictable costs while supporting ongoing operations.
When Should You Use Brewery Finance?
Brewery loans are ideal when you want to invest in growth or stabilise cashflow without straining working capital. Common situations include:
- Buying new brewing equipment or upgrading existing kit
- Expanding production capacity or adding new fermentation vessels
- Opening or refurbishing a taproom
- Purchasing a canning or bottling line
- Managing rising ingredient, energy or operational costs
- Launching new products or increasing distribution
- Smoothing cashflow during seasonal demand changes
These loans work best when your brewery has reliable trading history and consistent sales.
Who Is Eligible for Brewery Loans?
Brewery finance may be suitable if:
- You have brewing or operational experience
- Your brewery has at least 12 months of trading history
- Your accounts show an annual turnover of at least £120,000
- You can demonstrate repayment affordability
Benefits That Work for You
Same-Day Funds
Approved loans can be deposited in your brewery bank account on the same day.
Early Settlement
Have the flexibility to settle your loan early if your situation changes.
Industry-Focused Expertise
We focus solely on business loans, making us a trusted partner for UK breweries and microbreweries
How It Works
Check Eligibility Online
Quickly and easily find out if you qualify for a loan—without affecting your credit score.
Apply Online
Our simple, hassle-free application process lets you focus on what matters—running your business.
Get Funded
Once approved, you could have the funds in your account on the very same day.
Take Your Brewery to the Next Level with Century
At Century Business Finance, we work with a wide panel of lenders who understand the specific needs of breweries whether you’re investing in equipment, expanding your taproom or simply improving cashflow. We keep the process fast and uncomplicated, with minimal paperwork and quick decisions so you can keep brewing, serving and growing.
You can apply online in minutes and speak with a dedicated Account Manager if needed. Once approved, funds can often be released within 24 hours, giving you the flexibility to act quickly and secure the equipment or investment your brewery needs.
Check If I Qualify
Check Eligibility without affecting your credit score
Check if you’re eligible in 20 Seconds
Apply online in 2 mins
Get your decision
Funds paid into your bank within 24 hours
What our clients say
As Seen In
.svg)
.svg)
Latest News
Eligibility Criteria For Working Capital Loan: What Lenders Look For
How Does A Working Capital Loan Work? Everything You Need To Know
