Understanding Working Capital Loan Eligibility: Do You Qualify?
By Century Business Finance on Jul 7, 2025
Working capital loans can be an invaluable lifeline for many small and medium size enterprises (SMEs). They offer quick access to the funding you require to manage daily operations, covering expenses such as rent, payroll, cash flow gaps and even fuelling short-term growth opportuniti …
What Factors Influence Your SME Business Loan Interest Rate?
By Century Business Finance on Jul 3, 2025
If you are a small or medium-sized enterprise and are seeking a business loan, then one of the most important factors influencing your decision will be the interest rate. The interest rate not only affects the total cost of borrowing but also has a big impact on your repayment structu …
Apply for A Working Capital Loan With Our Simple Step-By-Step Guide
By Century Business Finance on Jun 24, 2025
A healthy cash flow is essential for businesses of all shapes and sizes but is especially important for small and medium sized enterprises (SMEs) in the UK. Whether you are dealing with seasonal variations in demand, waiting for customer payments or looking to take advantage of busine …
Working Capital Loan Application Tips: Maximise Your Approval Chances
By Century Business Finance on Jun 12, 2025
Securing a working capital loan can make all the difference when your business needs access to fast finance to cover expenses or pursue new opportunities. But, as with any financial lending, approval is never guaranteed. Lenders obviously need to protect their capital investment and n …
What Documents Do I Need To Secure A Business Loan?
By Century Business Finance on Jan 10, 2025
Securing funding can be a challenge for small businesses looking to grow. The reality is that unless you are in the very fortunate position to have the capital in place to fund growth you are going to need to try and borrow the money to fuel expansion. For most SMEs, this means trying …
Top 5 Things To Know About Working Capital Business Loans
By Century Business Finance on Jan 3, 2025
Running a successful business is about much more than profit and loss. It’s about staying on top of all aspects of the organisation and ensuring you have the funds in place to take advantage of opportunities when they arise. It can also mean having the security in place for when marke …
What Is an Unsecured Business Loan?
By Century Business Finance on Dec 27, 2024
When you apply for a business loan, many lenders will require you to supply some kind of collateral as a kind of insurance against not being able to pay back the full amount over its term. This is usually in the form of some kind of asset or other security. But what if the business is …
Does Applying For A Business Loan Affect My Personal Credit Score?
By Century Business Finance on Dec 20, 2024
Financing a business can be difficult. Whether that’s getting access to short-term operational finance to pay for everyday expenses or securing more long-term strategic funds to help grow the business over time. Fortunately, there are many types of business loans out there to help you …