Check If I Qualify
Check If I Qualify
Check If I Qualify
Apply Online Check If I Qualify
01604 43 43 43
hi@centurybusinessfinance.co.uk

    Beauty Salon and Hairdresser Business Loans and Finance

    Flexible Unsecured Funding for Salons and Hair Professionals

    Check If I Qualify
    hair salon

     

     

     

    Check eligibility
    in 20 seconds

    Apply online
    in 2 mins

    Decisions in
    less than 1hr

    Borrow between
    £10,000 - £250,000

    No fees to
    settle early

     

                         

     

    Beauty Salon and Hairdresser Loans from £10,000 to £250,000

    Beauty salons and hairdressers operate in a competitive and service driven industry where maintaining high standards and modern facilities is essential. From investing in new styling equipment to refreshing salon interiors, many businesses need access to working capital to keep up with client expectations and industry trends.

    Access to unsecured funding between £10,000 and £250,000 allows salon owners and hair professionals to invest in their business without placing pressure on day to day cashflow. Whether you run an independent salon, a multi chair hair studio or a growing beauty brand, flexible finance can help support both stability and growth.

    Finance Designed for Beauty and Hair Professionals

    Salon businesses often experience fluctuating income depending on appointment volumes, seasonal demand and retail product sales. At the same time, operational costs such as rent, staffing, equipment maintenance and product inventory must be managed consistently.

    Business finance can support you when you need to:

    • Upgrade salon chairs, styling stations or treatment equipment

    • Refurbish your salon to attract new clients

    • Increase retail stock or product lines

    • Hire additional stylists or beauty therapists

    • Expand services such as aesthetics or advanced treatments

    With quick eligibility checks and fast decisions, funding can help you continue delivering high quality services while planning for future growth.

    Beauty-Salons-&-Hairdressers-Image-2

    Your Fast Track To Funding

    10,000
    +

    Businesses helped

    892,000,000
    £

    Million funds sourced

    24
     hours

    Average turnaround from start to finish

    10000
    +
    Businesses helped
    892000000
    £
    Million funds sourced
    24
    hours
    Average turnaround from start to finish
    10000
    +
    businesses helped
    892000000
    £
    million funds sourced
    24
    hours
    average turnaround time from start to finish

    What Are Beauty Salon Business Loans?

    Beauty salon business loans are unsecured funding solutions designed for hairdressers, barbers, beauty therapists and salon owners. Instead of securing finance against personal assets or property, you can borrow a fixed amount and repay it over an agreed term that fits your business income.

    Loans may be structured as short term cashflow funding, tax and VAT finance, growth loans or larger business loans for established salons. Funding is commonly used for equipment upgrades, salon refurbishment, training courses, marketing campaigns or strengthening working capital.

    Loan amounts typically range from £10,000 to £250,000, subject to affordability and trading history.

    How Do Beauty Salon Business Loans Work?

    Our process is designed to be straightforward and efficient so you can focus on running your salon and serving your clients.

    Apply in Minutes

    Applications are completed digitally and typically require:

    • Basic company information

    • Six months of business bank statements

    • Latest filed accounts

    • A summary of how the funding will support your centre

    Providing accurate documentation helps support faster decisions.

    Lender Assessment

    Lenders review factors such as:

    • Turnover consistency and seasonality

    • Booking pipeline visibility

    • Overall financial performance

    • Affordability of repayments

    This ensures funding aligns with your operational cashflow.

    Repayments

    Once approved, funds can often be released the same day. Repayment options typically include:

    • Fixed daily, weekly or monthly schedules

    • Short to medium term options

    • Early settlement with no additional fees

    This provides predictable costs while maintaining flexibility during peak and off peak seasons.

    Why Choose Century for Beauty Salon Finance?

    Century focuses exclusively on unsecured business loans for UK companies. We understand that beauty salons rely on customer experience, modern facilities and skilled professionals to stay competitive.

    With access to a wide panel of lenders and support from a dedicated Account Manager, we work to secure funding quickly and efficiently. Whether you are expanding your salon, upgrading equipment or managing operational costs, we structure finance around the needs of your business.

    When Should Beauty Salons Consider Business Finance?

    Business loans may be beneficial when:

    • Opening a new salon location

    • Renovating or upgrading your salon interior

    • Purchasing new styling or treatment equipment

    • Hiring additional stylists or therapists

    • Expanding into new beauty services

    • Managing cashflow during quieter periods

    Finance works best when aligned with clear business plans and sustainable repayment planning.

    Who Is Eligible for Beauty Salon Business Loans?

    You may qualify if:

    • You operate a UK registered business

    • Your centre has been trading for at least 12 months

    • Monthly turnover averages £10,000 or more

    • Your accounts demonstrate affordability

    Alternative lenders may still consider applications where income varies seasonally.

    Ready to Grow Your Beauty Business?

    If you are looking to scale your team, invest in campaigns or strengthen cashflow, we are here to help. Check eligibility online in seconds, apply in minutes and receive a fast decision.

    With unsecured funding and no early settlement fees, you can invest in the future of your agency with confidence.

    Step 1

    Check if you’re eligible in 20 Seconds

    Step 1
    Step 2

    Apply online in 2 mins

    Step 2
    Step 3

    Get your decision

    Step 3
    Step 4

    Funds paid into your bank within 24 hours

    Step 4

    What our clients say

    Google-Review-Logo

     

     

     

     

     

     

    “Jacob and Century have been brilliant for a number of years. Jacob has always listened to the company needs and ensured we were only matched with products that suited. I really highly recommend both the company, and, Jacob!”
    Jonathon Ison
    “The customer care was top-notch. I dealt with Jake Brown who was always on top of our needs. The service was very precise and all the formalities were sorted within a few days. Thumbs up all the way. Would definitely recommend Century Business Finance.”
    Wale Towolawi
    “No government initiative or loan has helped our business as much as Jake Brown. The service has been first class. Recovery from covid has been slow and challenging but it would have been impossible without Jake himself. He has literally saved the business! Communication has been crystal clear with finance approved and arranged on the same day. An outstanding service from a company I intend to use again and again. Thank you”
    Owl Education Ltd
    “Tom Hall has been fantastic. Within a week of exploring our options, the money was in the bank and the business kicked off. Highly recommend..”
    Mark Gill
    “Tom Hall has been very helpful and dealt with my queries and informed me of everything i need to do . Tom has managed to secured me the loan from century finance and i would definitely recommend them to every businesses.”
    Davis Sanassy
    “Joe Taplin has been so helpful from start to finish. Got regular updates about the application and did all he can to get funds available within days. Handled every task very professionally.”
    Upul Ekanayake
    “Tom has been very helpful in supporting our business needs. Only area for improvement is the level of detail in their quotations to enable a better market comparison.”
    Alan Gates
    “Joe was so helpful from start to finish of our communication. Kept me updated every step of the way & kept it very easy. Definitely recommend.”
    Nat
    “First rate service by my account manager Jake Brown, first time using Century Finance and I would use Jake again and recommend him to anyone looking for finance.”
    John Bailey
    “Exceptionally professional and quick service I would highly recommend to all my business colleagues. Many thanks especially to John Harrison who has been such a fantastic help throughout.”
    Mike Finnigan
    “I had the pleasure of dealing with Kane Murfitt and honestly cannot fault him. He stayed in regular contact throughout the process, guided me through the application and kept me fully updated. Very Happy!”
    Marlon Carrington
    “Great support from start to completion under the guidance of Jacob Bryant.Totally recommend for any business finance..”
    Justin Jones
    “I was very impressed at the speed, detail and affordability of business loans found by Century Business Finace. Jake was incredibly knowledgeable giving varied scenarios of how to ustilise their services - I've already made recommendations to my colleauges - thank you!”
    Finance Department
    “A fantastic service from the team at Century Business Finance from start to finish. It's my first time dealing with them and the service from both Max and Ben as been absolutely first class. I highly recommend Century Business Finance and will be using them again in the future when the need arises.”
    Ryan White
    “Excellent all round, I no longer waste my time trying others - Top work from my acc manager Joe Taplin”
    Dan Currey
    “A 5 star service. Very impressed with the account manager and will 100% recommend his services”
    Vincent Torku
    “As a small business at times its hard to get small amount for cashflow but dealing with Jacob Bourne has made the small business grow. What a professional Jacob is and it was so efficient that i will not hesitate to recommend CBF to any small to medium business.”
    Alliance Speciality Care
    “The customer service from John was great, very friendly and efficient. Would definitely recommend”
    Katie
    “We used Century to assist in funding our expansion, and could not be happier with how they helped. Jacob was prompt, professional and efficient.”
    Martyn Solari
    “A 5 star service. Very impressed with the account manager and will 100% recommend his services”
    Vincent Torku

    As Seen In

    Times accreditations (3)
    FT accreditations (2)

    Latest News

    Eligibility Criteria For Working Capital Loan: What Lenders Look For
    A couple double-checking the lender's eligibility criteria for a working capital loan.
    Growth Loans

    Eligibility Criteria For Working Capital Loan: What Lenders Look For

    Aug 21, 2025 2 min read
    How Does A Working Capital Loan Work? Everything You Need To Know
    Two people discuss how a working capital loan works and what to be aware of before applying.
    Growth Loans

    How Does A Working Capital Loan Work? Everything You Need To Know

    Aug 11, 2025 2 min read
    Fuel Growth & Sustain Your Operations With SME Working Capital Loans
    Four professionals in a modern office with a laptop, with the central man explaining how to fuel growth with an SME working capital loan.
    Growth Loans

    Fuel Growth & Sustain Your Operations With SME Working Capital Loans

    Aug 4, 2025 2 min read