Eligibility Criteria For Working Capital Loan: What Lenders Look For

By Century Business Finance on Aug 21, 2025

A couple double-checking the lender's eligibility criteria for a working capital loan.

If you are a small business owner looking to access working capital business loans, then understanding exactly what it is lenders are looking for will help improve your chances of being approved. Working capital loans are generally used to cover day-to-day expenses or fund short-term …

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How Does A Working Capital Loan Work? Everything You Need To Know

By Century Business Finance on Aug 11, 2025

Two people discuss how a working capital loan works and what to be aware of before applying.

What happens when your business hits a cash flow gap? Or when equipment breaks down and needs urgent repair to prevent costly downtime? What if inventory needs replenishing to meet demand, or you need new staff to cover a seasonal upturn? These are just a small selection of some of th …

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Fuel Growth & Sustain Your Operations With SME Working Capital Loans

By Century Business Finance on Aug 4, 2025

Four professionals in a modern office with a laptop, with the central man explaining how to fuel growth with an SME working capital loan.

For small and medium-sized enterprises (SMEs) in the UK, maintaining everyday operations at a consistent level and also planning for growth is a difficult balancing act. In fact, sometimes it can feel like you’re out on a high wire all on your own, and the wind is starting to pick up. …

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How To Get A Working Capital Loan: Our Expert Tips For Quick Approval

By Century Business Finance on Jul 28, 2025

Woman smilling as she gets her working capital loan application approved.

Growth phases, seasonal downturns, unforeseen expenses – these are just some of the day-to-day challenges faced by small and medium-sized enterprises (SMEs) in the UK. Just keeping on top of managing these kinds of everyday financial obligations can be a full-time job, and can cause p …

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Term Loans Vs Working Capital Loans: Which Is Best For Your Business?

By Century Business Finance on Jul 18, 2025

Woman explains to a couple the difference between a term and working capital loan, advising them on which one is best for their business.

Choosing the right type of financing can make a huge difference to the rate at which your business grows, as well as helping you to manage everyday operations. It can also help you to overcome the types of cash flow challenges that are commonly faced by small and medium enterprises (S …

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Understanding Working Capital Loan Eligibility: Do You Qualify?

By Century Business Finance on Jul 7, 2025

Woman checking her documents as she applies for a working capital loan.

Working capital loans can be an invaluable lifeline for many small and medium size enterprises (SMEs). They offer quick access to the funding you require to manage daily operations, covering expenses such as rent, payroll, cash flow gaps and even fuelling short-term growth opportuniti …

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Apply For A Working Capital Loan & Secure Fast Funds For Your SME

By Century Business Finance on Jun 26, 2025

Smiling shop owner holding a digital tablet in a well-stocked retail space, reflecting the confidence and support working capital loans can offer SMEs looking to secure fast funding.

Cash flow is the foundation stone of any successful business operation. Without access to available cash, carrying out everyday operations such as paying staff, managing seasonal fluctuations, stocking inventory and covering utilities becomes a major business challenge.

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Apply for A Working Capital Loan With Our Simple Step-By-Step Guide

By Century Business Finance on Jun 24, 2025

Business owner reviewing documents and speaking on the phone in a home office, illustrating the straightforward process of applying for a working capital loan in the UK with practical guidance for SMEs.

A healthy cash flow is essential for businesses of all shapes and sizes but is especially important for small and medium sized enterprises (SMEs) in the UK. Whether you are dealing with seasonal variations in demand, waiting for customer payments or looking to take advantage of busine …

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Working Capital Loan Application Tips: Maximise Your Approval Chances

By Century Business Finance on Jun 12, 2025

Two small business owners reviewing information on a laptop in a restaurant setting, emphasising the importance of preparation and strategy when applying for a working capital loan.

Securing a working capital loan can make all the difference when your business needs access to fast finance to cover expenses or pursue new opportunities. But, as with any financial lending, approval is never guaranteed. Lenders obviously need to protect their capital investment and n …

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Business Working Capital Loans: A Lifeline For Small Manufacturers

By Century Business Finance on May 15, 2025

Two manufacturing workers in safety gear reviewing data on a tablet inside a factory, highlighting how working capital loans can help small manufacturers manage operations and maintain productivity.

For many small businesses in the UK, cash flow can be unpredictable. This can be further exacerbated by the rising costs of raw materials, wage fluctuations and unexpected higher operational costs. Throw late invoice payments into the mix and it can sometimes be a perfect storm that l …

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