Understanding Working Capital Loan Eligibility: Do You Qualify?

By Century Business Finance on Jul 7, 2025

Woman checking her documents as she applies for a working capital loan.

Working capital loans can be an invaluable lifeline for many small and medium size enterprises (SMEs). They offer quick access to the funding you require to manage daily operations, covering expenses such as rent, payroll, cash flow gaps and even fuelling short-term growth opportuniti …

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Apply For A Working Capital Loan & Secure Fast Funds For Your SME

By Century Business Finance on Jun 26, 2025

Smiling shop owner holding a digital tablet in a well-stocked retail space, reflecting the confidence and support working capital loans can offer SMEs looking to secure fast funding.

Cash flow is the foundation stone of any successful business operation. Without access to available cash, carrying out everyday operations such as paying staff, managing seasonal fluctuations, stocking inventory and covering utilities becomes a major business challenge.

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Apply for A Working Capital Loan With Our Simple Step-By-Step Guide

By Century Business Finance on Jun 24, 2025

Business owner reviewing documents and speaking on the phone in a home office, illustrating the straightforward process of applying for a working capital loan in the UK with practical guidance for SMEs.

A healthy cash flow is essential for businesses of all shapes and sizes but is especially important for small and medium sized enterprises (SMEs) in the UK. Whether you are dealing with seasonal variations in demand, waiting for customer payments or looking to take advantage of busine …

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Working Capital Loan Application Tips: Maximise Your Approval Chances

By Century Business Finance on Jun 12, 2025

Two small business owners reviewing information on a laptop in a restaurant setting, emphasising the importance of preparation and strategy when applying for a working capital loan.

Securing a working capital loan can make all the difference when your business needs access to fast finance to cover expenses or pursue new opportunities. But, as with any financial lending, approval is never guaranteed. Lenders obviously need to protect their capital investment and n …

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Business Working Capital Loans: A Lifeline For Small Manufacturers

By Century Business Finance on May 15, 2025

Two manufacturing workers in safety gear reviewing data on a tablet inside a factory, highlighting how working capital loans can help small manufacturers manage operations and maintain productivity.

For many small businesses in the UK, cash flow can be unpredictable. This can be further exacerbated by the rising costs of raw materials, wage fluctuations and unexpected higher operational costs. Throw late invoice payments into the mix and it can sometimes be a perfect storm that l …

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Sustaining Growth In Slow Periods With Business Loans For Working Capital

By Century Business Finance on Feb 12, 2025

Two colleagues discussing how to sustain their business growth with business loans.

There are many reasons why businesses can slow down or experience low demand. It could be part of a wider economic downturn caused by political decisions or even global upheaval affecting supply chains. There may also be seasonal variations which influence customer demand, with high a …

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What Documents Do I Need To Secure A Business Loan?

By Century Business Finance on Jan 10, 2025

Woman checks what documents she needs before applying for a business loan online.

Securing funding can be a challenge for small businesses looking to grow. The reality is that unless you are in the very fortunate position to have the capital in place to fund growth you are going to need to try and borrow the money to fuel expansion. For most SMEs, this means trying …

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Top 5 Things To Know About Working Capital Business Loans

By Century Business Finance on Jan 3, 2025

Small business owner applies for an online working capital business loan.

Running a successful business is about much more than profit and loss. It’s about staying on top of all aspects of the organisation and ensuring you have the funds in place to take advantage of opportunities when they arise. It can also mean having the security in place for when marke …

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