Century Business Finance

Posts by Century Business Finance

How Much Would a Business Loan Cost Your Business?

By Century Business Finance on Jun 15, 2026

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Taking on business funding can be a big decision. Whether you're looking to invest in growth, manage your cashflow, purchase equipment or prepare for a busy trading period, understanding the potential cost of borrowing is an important part of the process.

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Fact or Fiction? 5 Business Finance Myths Explained

By Century Business Finance on Jun 9, 2026

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The Truth Behind 5 Common Business Finance Myths When it comes to business funding, there is no shortage of advice available online. Unfortunately, not all of it is accurate.

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Topics: Eligibility

What 2026 Has Taught UK SMEs So Far About Cashflow, Confidence And Growth

By Century Business Finance on May 27, 2026

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H1 2026 SME Outlook Report As we approach the halfway point of 2026, we can see that this year and it's market conditions have forced UK businesses to operate differently.

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What Is Invoice Finance? How It Works and the Pros and Cons for Small Businesses

By Century Business Finance on May 19, 2026

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What Is Invoice Finance? How It Works, Pros and Cons for Small Businesses Most businesses don’t get paid immediately.

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5 signs a business loan might not be the answer

By Century Business Finance on May 13, 2026

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Not every business should take funding That might sound like a strange thing for a business finance broker to say, but it’s true. A lot of businesses right now are balancing tighter cashflow, rising costs and slower decision-making while still trying to keep momentum in the business. …

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The Cost of Waiting vs the Cost of Borrowing for UK businesses

By Century Business Finance on May 11, 2026

restaurant owner

The cost of waiting vs the cost of borrowing for businesses When businesses explore funding, most focus on one thing first: cost. What’s the interest rate? What are the repayments? How long is the term? And those are hugely important questions. However, there’s another side that often …

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Can Builders Get Business Loans Without Strong Credit History?

By Century Business Finance on May 6, 2026

ground works contractor

Can Builders With Lower Credit Profiles Obtain Business Loans? Short answer: yes, but not always from your high street bank and not always at the cheapest rate. For builders whose credit file shows missed payments, County Court Judgments (CCJs) or limited trading history, a growing ma …

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How do construction business loans work?

By Century Business Finance on Apr 27, 2026

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Construction business loans are short- to medium-term finance products designed for the unique cashflow rhythms of building firms, trade contractors and small developers. They are usually used for working capital, equipment purchasing and project-specific requirements. For time-presse …

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Waiting for Rates to Drop? What We’re Seeing from Businesses Right Now

By Century Business Finance on Apr 20, 2026

landscaping business owner

Waiting for rates to drop? You might be waiting a while Something we’ve noticed recently is that more business owners are taking a step back and waiting to see what happens with rates. It makes sense on paper. If there’s a chance things improve, why not hold off and revisit it later? …

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Business Loans for Women in the UK: What You Can Borrow & What It Costs

By Century Business Finance on Apr 16, 2026

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Business Loans for Women: What’s Available and How It Works Women-led businesses are playing an increasingly important role in the UK economy, with millions of women now running and growing companies across every sector. As a result, business loans for women are becoming an increasing …

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