Understanding Working Capital Loan Eligibility: Do You Qualify?
By Century Business Finance on Jul 7, 2025
Working capital loans can be an invaluable lifeline for many small and medium size enterprises (SMEs). They offer quick access to the funding you require to manage daily operations, covering expenses such as rent, payroll, cash flow gaps and even fuelling short-term growth opportuniti …
What Factors Influence Your SME Business Loan Interest Rate?
By Century Business Finance on Jul 3, 2025
If you are a small or medium-sized enterprise and are seeking a business loan, then one of the most important factors influencing your decision will be the interest rate. The interest rate not only affects the total cost of borrowing but also has a big impact on your repayment structu …
Apply For A Working Capital Loan & Secure Fast Funds For Your SME
By Century Business Finance on Jun 26, 2025
Cash flow is the foundation stone of any successful business operation. Without access to available cash, carrying out everyday operations such as paying staff, managing seasonal fluctuations, stocking inventory and covering utilities becomes a major business challenge.
Apply for A Working Capital Loan With Our Simple Step-By-Step Guide
By Century Business Finance on Jun 24, 2025
A healthy cash flow is essential for businesses of all shapes and sizes but is especially important for small and medium sized enterprises (SMEs) in the UK. Whether you are dealing with seasonal variations in demand, waiting for customer payments or looking to take advantage of busine …
Cash Flow Loan Repayment Strategies: Managing Your Business Finances
By Century Business Finance on Jun 16, 2025
Cash flow loans offer small and medium sized enterprises (SMEs) a crucial lifeline when working capital becomes tight during the business year. Whether it’s payroll demands, purchasing inventory or navigating seasonal drop-offs, cash flow is essential for keeping operations running sm …
Working Capital Loan Application Tips: Maximise Your Approval Chances
By Century Business Finance on Jun 12, 2025
Securing a working capital loan can make all the difference when your business needs access to fast finance to cover expenses or pursue new opportunities. But, as with any financial lending, approval is never guaranteed. Lenders obviously need to protect their capital investment and n …
Same Day Business Loans: A Viable Option For Local Retailers?
By Century Business Finance on May 26, 2025
Running a local retail business in the UK already comes with enough challenges. There are the costs of finding suitable premises, hiring qualified and reliable staff and establishing a presence in a crowded marketplace. But there is one issue facing smaller, more local businesses in t …
Business Working Capital Loans: A Lifeline For Small Manufacturers
By Century Business Finance on May 15, 2025
For many small businesses in the UK, cash flow can be unpredictable. This can be further exacerbated by the rising costs of raw materials, wage fluctuations and unexpected higher operational costs. Throw late invoice payments into the mix and it can sometimes be a perfect storm that l …
Common Mistakes To Avoid In Your Cash Flow Loan Application
By Century Business Finance on May 5, 2025
Securing funding through a cash flow loan application can be fundamental to the success of many small and medium sized businesses in the UK. This type of funding can help them to maintain operations, bridge the financial gap during slow periods, maintain relationships with suppliers a …
Cash Flow Challenges? Discover The Benefits Of Same Day Business Loans
By Century Business Finance on Apr 29, 2025
International political upheaval, supply chain issues, unexpected expenses, seasonal fluctuations – there is a huge variety of reasons why UK businesses can experience issues with their cash flow. When unexpected challenges arise, same-day loans become an essential resource to keep bu …