Check If I Qualify
Check If I Qualify
Check If I Qualify
Apply Online Check If I Qualify
01604 43 43 43
hi@centurybusinessfinance.co.uk

Fast Stock Finance Loans for UK Companies

Simple, Flexible Funding to Purchase or Release Cash from Inventory

Check If I Qualify
coffee shop sq

 

 

 

Check eligibility
in 20 seconds

Apply online
in 2 mins

Decisions in
less than 1hr

Borrow between
£10,000 - £250,000

No fees to
settle early

 

                     

 

Stock Finance in the UK: Reliable Funding from £10,000 to £250,000

Do you need to purchase new stock or unlock cash tied up in existing inventory?

Our stock finance loans provide fast, flexible working capital designed for retailers, wholesalers, manufacturers and e-commerce businesses. Whether you're preparing for seasonal demand, buying in bulk or improving cashflow, our funding gives you a simple way to access the capital you need.

What is Stock Finance?

Stock finance offers short-term funding based on the value of your inventory. These loans are ideal for businesses that need to buy stock, release cash from inventory or support growth during busy trading periods. With funding from £10,000 to £250,000, you can maintain healthy stock levels without putting pressure on your cashflow.

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Loans Terms: Flexible and Tailored to Your Needs

We offer flexible loan terms ranging from 6 months to 5 years, giving you the freedom to align repayments with stock turnover and sales cycles. Whether you're financing new inventory or releasing capital from existing stock, you can choose a repayment schedule that works for your business.

Fast and Simple Application Process - Apply in Just 2 Minutes!

We understand the urgency of stock purchases and seasonal demand. Our online application takes just 2 minutes to complete with minimal documentation required. Once approved, you could receive your funds within 24 hours, helping you act quickly and keep your operations running smoothly.

Your Fast Track To Funding

10,000
+

Businesses helped

892,000,000
£

Million funds sourced

24
 hours

Average turnaround from start to finish

10000
+
Businesses helped
892000000
£
Million funds sourced
24
hours
Average turnaround from start to finish
10000
+
businesses helped
892000000
£
million funds sourced
24
hours
average turnaround time from start to finish

Why Choose Us for Your Business Loan?

We understand how essential stock is to the success of your business. With fast decisions, flexible terms and simple eligibility, our stock finance loans make it easy to maintain inventory levels, manage demand and strengthen your cashflow. Our streamlined process ensures you get the support you need without unnecessary delays.
 

Who Can Apply for Stock Finance?

Retail-featured-image-2

Our stock finance loans are available to UK product-based businesses, including retailers, wholesalers, manufacturers and e-commerce brands. If you have at least 12 months of trading history and annual turnover of at least £120,000, you can apply for fast, flexible funding to support your inventory needs.

How It Works

Our process is designed to be fast and straightforward, getting you the funding you need with minimal hassle.

Apply Online

Complete our simple application form online in just 2 minutes. You won’t need to provide endless paperwork—just the basics about your business and its financial needs.

Instant Decision

Once we receive your application, our team will quickly assess it and provide an instant decision.

Same Day Funding

Once approved, your funds will be transferred to your account on the same day, so you can start using them right away.

Flexible Repayments

 Choose repayment terms that suit your business cash flow, ensuring your loan works for you, not against you.

Apply Now and Get The Funds You Need

Don’t let stock constraints hold back your growth. Apply for a stock finance loan today and access funding from £10,000 to £250,000, with flexible terms from 6 to 12 months. Keep your shelves full, your orders flowing and your business moving forward.

Check If I Qualify

Check Eligibility without affecting your credit score

Step 1

Check if you’re eligible in 20 Seconds

Step 1
Step 2

Apply online in 2 mins

Step 2
Step 3

Get your decision

Step 3
Step 4

Funds paid into your bank within 24 hours

Step 4

What our clients say

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“Jacob and Century have been brilliant for a number of years. Jacob has always listened to the company needs and ensured we were only matched with products that suited. I really highly recommend both the company, and, Jacob!”
Jonathon Ison
“The customer care was top-notch. I dealt with Jake Brown who was always on top of our needs. The service was very precise and all the formalities were sorted within a few days. Thumbs up all the way. Would definitely recommend Century Business Finance.”
Wale Towolawi
“No government initiative or loan has helped our business as much as Jake Brown. The service has been first class. Recovery from covid has been slow and challenging but it would have been impossible without Jake himself. He has literally saved the business! Communication has been crystal clear with finance approved and arranged on the same day. An outstanding service from a company I intend to use again and again. Thank you”
Owl Education Ltd
“Tom Hall has been fantastic. Within a week of exploring our options, the money was in the bank and the business kicked off. Highly recommend..”
Mark Gill
“Tom Hall has been very helpful and dealt with my queries and informed me of everything i need to do . Tom has managed to secured me the loan from century finance and i would definitely recommend them to every businesses.”
Davis Sanassy
“Joe Taplin has been so helpful from start to finish. Got regular updates about the application and did all he can to get funds available within days. Handled every task very professionally.”
Upul Ekanayake
“Tom has been very helpful in supporting our business needs. Only area for improvement is the level of detail in their quotations to enable a better market comparison.”
Alan Gates
“Joe was so helpful from start to finish of our communication. Kept me updated every step of the way & kept it very easy. Definitely recommend.”
Nat
“First rate service by my account manager Jake Brown, first time using Century Finance and I would use Jake again and recommend him to anyone looking for finance.”
John Bailey
“Exceptionally professional and quick service I would highly recommend to all my business colleagues. Many thanks especially to John Harrison who has been such a fantastic help throughout.”
Mike Finnigan
“I had the pleasure of dealing with Kane Murfitt and honestly cannot fault him. He stayed in regular contact throughout the process, guided me through the application and kept me fully updated. Very Happy!”
Marlon Carrington
“Great support from start to completion under the guidance of Jacob Bryant.Totally recommend for any business finance..”
Justin Jones
“I was very impressed at the speed, detail and affordability of business loans found by Century Business Finace. Jake was incredibly knowledgeable giving varied scenarios of how to ustilise their services - I've already made recommendations to my colleauges - thank you!”
Finance Department
“A fantastic service from the team at Century Business Finance from start to finish. It's my first time dealing with them and the service from both Max and Ben as been absolutely first class. I highly recommend Century Business Finance and will be using them again in the future when the need arises.”
Ryan White
“Excellent all round, I no longer waste my time trying others - Top work from my acc manager Joe Taplin”
Dan Currey
“A 5 star service. Very impressed with the account manager and will 100% recommend his services”
Vincent Torku
“As a small business at times its hard to get small amount for cashflow but dealing with Jacob Bourne has made the small business grow. What a professional Jacob is and it was so efficient that i will not hesitate to recommend CBF to any small to medium business.”
Alliance Speciality Care
“The customer service from John was great, very friendly and efficient. Would definitely recommend”
Katie
“We used Century to assist in funding our expansion, and could not be happier with how they helped. Jacob was prompt, professional and efficient.”
Martyn Solari
“A 5 star service. Very impressed with the account manager and will 100% recommend his services”
Vincent Torku

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