Century Business Loans: Supporting Retail Businesses with Tailored Financing
Check eligibility
in 20 seconds
Apply online
in 2 mins
Decisions in
less than 1hr
Borrow between
£10,000 - £250,000
No fees to
settle early
As a retail business in the UK, you play a vital role in serving your community, creating jobs and keeping the high street alive. To keep your shop thriving and ahead of the competition, having access to the right financial support is essential. At Century, we specialize in business loans designed exclusively for retailers like yours to give you the flexibility to grow, adapt and seize new opportunities.
Why Choose Century?
We understand the unique challenges faced by retailers, from managing seasonal cash flow and stock levels to investing in marketing, technology and staff. Unlike many finance providers, Century focuses solely on business loans, meaning we offer expert, streamlined solutions tailored to your business needs.
With us, you’ll experience fast, simple and stress-free financing so you can focus on serving your customers and growing your store
Your Fast Track To Funding
Businesses helped
Million funds sourced
Average turnaround from start to finish
Our Business Loans
Cashflow Loans
Short term loans for temporary cashflow issues
- Borrow from £10k - £250k
- Terms from 6 Months – 12 Months
- Funds in Account Same Day
Working Capital Loans
Short to Mid Term Funding for SME’s
- Borrow from £10k - £250k
- Terms from 6 Months – 36 Months
- Funds in Account Same Day
Tax & VAT Bill Loans
Short term business loans for HMRC Debt
- Borrow from £10k - £250k
- Terms from 6 Months – 12 Months
- Same Day Funds
Growth Loans
For businesses trading over 5 years, looking to get to the next step
- Borrow from £10k - £250k
- Terms from 12 Months – 5 Years
- Pay Back Early, Pay Less
Same Day Business Loans
Loans for businesses needing urgent funds
- Borrow from £10k - £250k
- Terms from 3 Months – 2 Years
- Same Day Funds
Large Business Loans
Large Business loans for well established, profitable businesses
- Borrow from £250k - £500k
- Terms from 3 Years – 5 Years
- Pay Back Early, Pay Less
Why Choose Century for Your Business Finance?
Our business loans are simple, flexible, and designed to help your practice grow. Whether you need funding for expansion, new equipment, staff training, or day-to-day operational costs, we’ve got you covered.
Why Choose Century for Your Retail Business?
Flexible Loan Amounts
Borrow anywhere from £10,000.00 to
£250,000.00 to invest in your retail business.
Unsecured Loans
No collateral required—giving you peace of mind while focusing on growth.
Customised Terms
Choose repayment terms that suit your business, ranging from 6 months to 5 years.
Effortless Application
Check eligibility and apply online in minutes.
Benefits of Century Business Loans
Same-Day Funds
Once approved, funds can land in your business account the very same day.
Early Settlement
Enjoy the flexibility to settle your loan early, giving you control over your finances.
Dedicated Expertise
Century is exclusively focused on business loans, making us your ideal financial partner in retail.
Simple Steps to Secure Your Loan
Check Your Eligibility Online
Quickly find out if you qualify without impacting your credit score.
Apply Online
Our easy, hassle-free application process ensures you can focus on your business, not paperwork.
Receive Your Funds
Upon approval, funds will be delivered to your account promptly—often on the same day.
Empower Your Retail Business with Century
Whether you’re launching a new store, upgrading your e-commerce platform, or stocking seasonal inventory, Century has your back. Our unsecured business loans are built to support the specific needs of UK high street and online retail businesses, helping you seize opportunities and tackle challenges with confidence.
Don’t let financial constraints hold your retail business back. Apply today with Century—the UK’s only business finance company exclusively dedicated to business loans. We’re not a jack of all trades. We’re a master of one.
Let Century provide the financial flexibility your retail business deserves. Ready to get started?
How to Apply for a Business Working Capital Loan
The application process is simple and hassle-free:
Apply Online
Fill out our short application form in just a few minutes.
Get a Quick Decision
We’ll review your application and get back to you with a decision as quickly as possible.
Receive Your Funds
Once approved, the funds will be transferred to your business bank account swiftly, allowing you to manage your cashflow and business needs right away.
Who Can Apply for a Business Working Capital Loan?
Our business working capital loans are available to UK-based businesses that have been trading for at least 12 months. Whether you’re a small, medium, or larger enterprise, we’re here to help you get the financial support you need to ensure continued growth and stability.
Check If I Qualify
Check Eligibility without affecting your credit score
Check if you’re eligible in 20 Seconds
Apply online in 2 mins
Get your decision
Funds paid into your bank within 24 hours
What our clients say
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