Eligibility Criteria For Working Capital Loan: What Lenders Look For
By Century Business Finance on Aug 21, 2025
If you are a small business owner looking to access working capital business loans, then understanding exactly what it is lenders are looking for will help improve your chances of being approved. Working capital loans are generally used to cover day-to-day expenses or fund short-term …
How Does A Working Capital Loan Work? Everything You Need To Know
By Century Business Finance on Aug 11, 2025
What happens when your business hits a cash flow gap? Or when equipment breaks down and needs urgent repair to prevent costly downtime? What if inventory needs replenishing to meet demand, or you need new staff to cover a seasonal upturn? These are just a small selection of some of th …
Fuel Growth & Sustain Your Operations With SME Working Capital Loans
By Century Business Finance on Aug 4, 2025
For small and medium-sized enterprises (SMEs) in the UK, maintaining everyday operations at a consistent level and also planning for growth is a difficult balancing act. In fact, sometimes it can feel like you’re out on a high wire all on your own, and the wind is starting to pick up. …
How To Get A Working Capital Loan: Our Expert Tips For Quick Approval
By Century Business Finance on Jul 28, 2025
Growth phases, seasonal downturns, unforeseen expenses – these are just some of the day-to-day challenges faced by small and medium-sized enterprises (SMEs) in the UK. Just keeping on top of managing these kinds of everyday financial obligations can be a full-time job, and can cause p …
Understanding Working Capital Loan Eligibility: Do You Qualify?
By Century Business Finance on Jul 7, 2025
Working capital loans can be an invaluable lifeline for many small and medium size enterprises (SMEs). They offer quick access to the funding you require to manage daily operations, covering expenses such as rent, payroll, cash flow gaps and even fuelling short-term growth opportuniti …
What Factors Influence Your SME Business Loan Interest Rate?
By Century Business Finance on Jul 3, 2025
If you are a small or medium-sized enterprise and are seeking a business loan, then one of the most important factors influencing your decision will be the interest rate. The interest rate not only affects the total cost of borrowing but also has a big impact on your repayment structu …
Apply for A Working Capital Loan With Our Simple Step-By-Step Guide
By Century Business Finance on Jun 24, 2025
A healthy cash flow is essential for businesses of all shapes and sizes but is especially important for small and medium sized enterprises (SMEs) in the UK. Whether you are dealing with seasonal variations in demand, waiting for customer payments or looking to take advantage of busine …
Working Capital Loan Application Tips: Maximise Your Approval Chances
By Century Business Finance on Jun 12, 2025
Securing a working capital loan can make all the difference when your business needs access to fast finance to cover expenses or pursue new opportunities. But, as with any financial lending, approval is never guaranteed. Lenders obviously need to protect their capital investment and n …
What Documents Do I Need To Secure A Business Loan?
By Century Business Finance on Jan 10, 2025
Securing funding can be a challenge for small businesses looking to grow. The reality is that unless you are in the very fortunate position to have the capital in place to fund growth you are going to need to try and borrow the money to fuel expansion. For most SMEs, this means trying …
Top 5 Things To Know About Working Capital Business Loans
By Century Business Finance on Jan 3, 2025
Running a successful business is about much more than profit and loss. It’s about staying on top of all aspects of the organisation and ensuring you have the funds in place to take advantage of opportunities when they arise. It can also mean having the security in place for when marke …