Blog

    Check If I Qualify
    Century Business Finance Small business owners (1)

    Eligibility Criteria For Working Capital Loan: What Lenders Look For

    By Century Business Finance on Aug 21, 2025

    A couple double-checking the lender's eligibility criteria for a working capital loan.

    If you are a small business owner looking to access working capital business loans, then understanding exactly what it is lenders are looking for will help improve your chances of being approved. Working capital loans are generally used to cover day-to-day expenses or fund short-term …

    Read Story

    How Does A Working Capital Loan Work? Everything You Need To Know

    By Century Business Finance on Aug 11, 2025

    Two people discuss how a working capital loan works and what to be aware of before applying.

    What happens when your business hits a cash flow gap? Or when equipment breaks down and needs urgent repair to prevent costly downtime? What if inventory needs replenishing to meet demand, or you need new staff to cover a seasonal upturn? These are just a small selection of some of th …

    Read Story

    Fuel Growth & Sustain Your Operations With SME Working Capital Loans

    By Century Business Finance on Aug 4, 2025

    Four professionals in a modern office with a laptop, with the central man explaining how to fuel growth with an SME working capital loan.

    For small and medium-sized enterprises (SMEs) in the UK, maintaining everyday operations at a consistent level and also planning for growth is a difficult balancing act. In fact, sometimes it can feel like you’re out on a high wire all on your own, and the wind is starting to pick up. …

    Read Story

    How To Get A Working Capital Loan: Our Expert Tips For Quick Approval

    By Century Business Finance on Jul 28, 2025

    Woman smilling as she gets her working capital loan application approved.

    Growth phases, seasonal downturns, unforeseen expenses – these are just some of the day-to-day challenges faced by small and medium-sized enterprises (SMEs) in the UK. Just keeping on top of managing these kinds of everyday financial obligations can be a full-time job, and can cause p …

    Read Story

    Term Loans Vs Working Capital Loans: Which Is Best For Your Business?

    By Century Business Finance on Jul 18, 2025

    Woman explains to a couple the difference between a term and working capital loan, advising them on which one is best for their business.

    Choosing the right type of financing can make a huge difference to the rate at which your business grows, as well as helping you to manage everyday operations. It can also help you to overcome the types of cash flow challenges that are commonly faced by small and medium enterprises (S …

    Read Story

    Understanding Working Capital Loan Eligibility: Do You Qualify?

    By Century Business Finance on Jul 7, 2025

    Woman checking her documents as she applies for a working capital loan.

    Working capital loans can be an invaluable lifeline for many small and medium size enterprises (SMEs). They offer quick access to the funding you require to manage daily operations, covering expenses such as rent, payroll, cash flow gaps and even fuelling short-term growth opportuniti …

    Read Story

    What Factors Influence Your SME Business Loan Interest Rate?

    By Century Business Finance on Jul 3, 2025

    A woman filling out her business loan application with a coffee beside her laptop at home.

    If you are a small or medium-sized enterprise and are seeking a business loan, then one of the most important factors influencing your decision will be the interest rate. The interest rate not only affects the total cost of borrowing but also has a big impact on your repayment structu …

    Read Story

    Apply For A Working Capital Loan & Secure Fast Funds For Your SME

    By Century Business Finance on Jun 26, 2025

    Smiling shop owner holding a digital tablet in a well-stocked retail space, reflecting the confidence and support working capital loans can offer SMEs looking to secure fast funding.

    Cash flow is the foundation stone of any successful business operation. Without access to available cash, carrying out everyday operations such as paying staff, managing seasonal fluctuations, stocking inventory and covering utilities becomes a major business challenge.

    Read Story

    Apply for A Working Capital Loan With Our Simple Step-By-Step Guide

    By Century Business Finance on Jun 24, 2025

    Business owner reviewing documents and speaking on the phone in a home office, illustrating the straightforward process of applying for a working capital loan in the UK with practical guidance for SMEs.

    A healthy cash flow is essential for businesses of all shapes and sizes but is especially important for small and medium sized enterprises (SMEs) in the UK. Whether you are dealing with seasonal variations in demand, waiting for customer payments or looking to take advantage of busine …

    Read Story

    Cash Flow Loan Repayment Strategies: Managing Your Business Finances

    By Century Business Finance on Jun 16, 2025

    Small business owner smiling while checking his books behind a café counter, reflecting confidence and control through effective cash flow loan repayment and financial management strategies.

    Cash flow loans offer small and medium sized enterprises (SMEs) a crucial lifeline when working capital becomes tight during the business year. Whether it’s payroll demands, purchasing inventory or navigating seasonal drop-offs, cash flow is essential for keeping operations running sm …

    Read Story

    Subscribe to our blog