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Check If I Qualify
Check If I Qualify
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01604 43 43 43
hi@centurybusinessfinance.co.uk

    Manufacturing Business Loans

    Fast, Flexible Finance for Manufacturers

    Check If I Qualify
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    Check eligibility
    in 20 seconds

    Apply online
    in 2 mins

    Decisions in
    less than 1hr

    Borrow between
    £10,000 - £250,000

    No fees to
    settle early

     

                         

     

    Business Loans from £10,000 to £250,000

    Running or expanding a manufacturing business requires ongoing investment, from purchasing plant and machinery to managing raw materials, staffing and production costs. Whether you’re a small manufacturer scaling operations, an established firm upgrading equipment, or a growing business managing cashflow across long supply chains, access to the right finance is essential to maintain efficiency and competitiveness.

    A manufacturing business loan provides fast access to capital to support equipment purchases, production expansion, working capital and operational stability without tying up cash reserves or disrupting day-to-day manufacturing. With simple applications, quick decisions and flexible repayment options, manufacturing finance helps businesses invest with confidence.

    What Is Manufacturing Finance?

    Manufacturing finance is a form of business funding designed specifically for manufacturers that need capital to support production, invest in equipment or manage cashflow. Rather than covering large costs upfront, businesses can borrow the required amount and repay it over a fixed term, helping balance investment with operational demands.

    These loans are commonly used for plant and machinery, tooling, automation equipment, factory upgrades, raw materials, inventory build-ups and general working capital. Loan amounts typically range from £10,000 to £250,000, depending on turnover, trading history and affordability.

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    Your Fast Track To Funding

    10,000
    +

    Businesses helped

    892,000,000
    £

    Million funds sourced

    24
     hours

    Average turnaround from start to finish

    10000
    +
    Businesses helped
    892000000
    £
    Million funds sourced
    24
    hours
    Average turnaround from start to finish
    10000
    +
    businesses helped
    892000000
    £
    million funds sourced
    24
    hours
    average turnaround time from start to finish

    How Does Manufacturing Finance Work?

    Our process is designed to be fast and straightforward, getting you the funding you need with minimal hassle.

    Apply in Minutes

    When applying, lenders typically request:

    • Basic business details

    • Six months of business bank statements

    • Your most recent year-end accounts

    • An overview of how the funds will be used

    • Quotes for machinery, equipment or factory upgrades (if relevant)

    Lender Assessment

    Lenders assess factors such as:

    • Manufacturing or operational experience

    • Financial performance and cashflow stability

    • Affordability based on existing and projected revenue

    • The value and lifespan of equipment being purchased

    • Whether income is diversified across customers or contracts

    This ensures the funding structure aligns with your business needs and repayment capacity.

    Repayments

    Once approved, funds are released quickly so you can move forward with confidence. Repayments typically include:

    • A fixed monthly repayment schedule

    • Terms ranging from 1 to 5 years

    • Unsecured or asset-backed options

    • Interest rates aligned with affordability and risk

    This provides predictable costs while supporting cashflow continuity across projects.

    When Should You Use Manufacturing Finance?

    Manufacturing loans are ideal when you want to invest in growth or stabilise cashflow without placing strain on working capital. Common situations include:

    • Purchasing or upgrading plant and machinery

    • Investing in automation or production efficiency

    • Expanding factory space or production capacity

    • Managing raw material and inventory costs

    • Funding new product lines or tooling

    • Bridging cashflow gaps caused by long payment terms

    • Supporting growth contracts or export orders

    These loans work best when your manufacturing business has a reliable trading history and consistent revenue.

    Who Is Eligible for Manufacturing Loans?

    Manufacturing finance may be suitable if:

    • You operate a UK-registered manufacturing business

    • Your company has at least 12 months of trading history

    • Your accounts show consistent turnover and affordability

    • You can demonstrate the ability to meet repayments

    Both small manufacturers and larger production firms may be eligible, depending on financial performance.

    Take Your Manufacturing Business to the Next Level with Century

    At Century Business Finance, we work with a wide panel of lenders who understand the specific demands of manufacturing businesses. Whether you’re investing in machinery, expanding production capacity or strengthening working capital, we keep the process fast, clear and uncomplicated.

    You can apply online in minutes and speak with a dedicated Account Manager if needed. Once approved, funds can often be released within 24 hours, giving you the flexibility to secure equipment, support production and grow your manufacturing business with confidence.

    Step 1

    Check if you’re eligible in 20 Seconds

    Step 1
    Step 2

    Apply online in 2 mins

    Step 2
    Step 3

    Get your decision

    Step 3
    Step 4

    Funds paid into your bank within 24 hours

    Step 4

    What our clients say

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    “Jacob and Century have been brilliant for a number of years. Jacob has always listened to the company needs and ensured we were only matched with products that suited. I really highly recommend both the company, and, Jacob!”
    Jonathon Ison
    “The customer care was top-notch. I dealt with Jake Brown who was always on top of our needs. The service was very precise and all the formalities were sorted within a few days. Thumbs up all the way. Would definitely recommend Century Business Finance.”
    Wale Towolawi
    “No government initiative or loan has helped our business as much as Jake Brown. The service has been first class. Recovery from covid has been slow and challenging but it would have been impossible without Jake himself. He has literally saved the business! Communication has been crystal clear with finance approved and arranged on the same day. An outstanding service from a company I intend to use again and again. Thank you”
    Owl Education Ltd
    “Tom Hall has been fantastic. Within a week of exploring our options, the money was in the bank and the business kicked off. Highly recommend..”
    Mark Gill
    “Tom Hall has been very helpful and dealt with my queries and informed me of everything i need to do . Tom has managed to secured me the loan from century finance and i would definitely recommend them to every businesses.”
    Davis Sanassy
    “Joe Taplin has been so helpful from start to finish. Got regular updates about the application and did all he can to get funds available within days. Handled every task very professionally.”
    Upul Ekanayake
    “Tom has been very helpful in supporting our business needs. Only area for improvement is the level of detail in their quotations to enable a better market comparison.”
    Alan Gates
    “Joe was so helpful from start to finish of our communication. Kept me updated every step of the way & kept it very easy. Definitely recommend.”
    Nat
    “First rate service by my account manager Jake Brown, first time using Century Finance and I would use Jake again and recommend him to anyone looking for finance.”
    John Bailey
    “Exceptionally professional and quick service I would highly recommend to all my business colleagues. Many thanks especially to John Harrison who has been such a fantastic help throughout.”
    Mike Finnigan
    “I had the pleasure of dealing with Kane Murfitt and honestly cannot fault him. He stayed in regular contact throughout the process, guided me through the application and kept me fully updated. Very Happy!”
    Marlon Carrington
    “Great support from start to completion under the guidance of Jacob Bryant.Totally recommend for any business finance..”
    Justin Jones
    “I was very impressed at the speed, detail and affordability of business loans found by Century Business Finace. Jake was incredibly knowledgeable giving varied scenarios of how to ustilise their services - I've already made recommendations to my colleauges - thank you!”
    Finance Department
    “A fantastic service from the team at Century Business Finance from start to finish. It's my first time dealing with them and the service from both Max and Ben as been absolutely first class. I highly recommend Century Business Finance and will be using them again in the future when the need arises.”
    Ryan White
    “Excellent all round, I no longer waste my time trying others - Top work from my acc manager Joe Taplin”
    Dan Currey
    “A 5 star service. Very impressed with the account manager and will 100% recommend his services”
    Vincent Torku
    “As a small business at times its hard to get small amount for cashflow but dealing with Jacob Bourne has made the small business grow. What a professional Jacob is and it was so efficient that i will not hesitate to recommend CBF to any small to medium business.”
    Alliance Speciality Care
    “The customer service from John was great, very friendly and efficient. Would definitely recommend”
    Katie
    “We used Century to assist in funding our expansion, and could not be happier with how they helped. Jacob was prompt, professional and efficient.”
    Martyn Solari
    “A 5 star service. Very impressed with the account manager and will 100% recommend his services”
    Vincent Torku

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