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hi@centurybusinessfinance.co.uk

Transportation & Logistics Business Loans

Fast, Flexible Finance for Transport & Logistics Companies

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Check eligibility
in 20 seconds

Apply online
in 2 mins

Decisions in
less than 1hr

Borrow between
£10,000 - £250,000

No fees to
settle early

 

                     

 

Running a transportation or logistics business requires constant investment. From vehicle maintenance and fuel costs to staffing, insurance and compliance, operators must manage significant upfront expenses while often facing delayed customer payments.

A transportation and logistics business loan provides fast access to funding to help keep vehicles on the road, operations running smoothly and growth plans moving forward. With simple applications, quick decisions and flexible repayment options, logistics finance supports your business without unnecessary disruption.

Check My Eligibility
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Your Fast Track To Funding

10,000
+

Businesses helped

892,000,000
£

Million funds sourced

24
 hours

Average turnaround from start to finish

What Is Transportation & Logistics Finance?

Transportation and logistics finance is business funding designed specifically for companies involved in haulage, courier services, freight, distribution and supply chain operations. Instead of covering major costs upfront, businesses can borrow the required amount and repay it over a fixed term, helping maintain healthy cashflow.

These loans are commonly used for vehicle purchases or repairs, fuel costs, fleet expansion, staffing, insurance, depot expenses and general working capital. Loan amounts typically range from £10,000 to £250,000 depending on trading history, turnover and affordability.

How Does Transportation & Logistics Finance Work?

Apply in Minutes

Apply in Minutes

Most lenders will request:

  • Six months of business bank statements
  • Recent year-end accounts
  • Details of how the funding will be used
  • Vehicle or fleet information (if relevant)

Providing clear information helps speed up the approval process.

Lender Assessment

Lender Assessment

Lenders assess factors such as:

  • Trading performance and cashflow stability
  • Affordability based on income and expenses
  • Fleet size, contracts and customer base
  • Business experience and operating model

This ensures the funding structure suits your transport operation.

Repayments

Repayments

Once approved, funds are released and you can proceed immediately. Repayments typically include:

  • Fixed monthly repayments
  • Terms ranging from 1 to 5 years
  • Unsecured or vehicle-backed options
  • Rates aligned with affordability and risk

This provides predictable costs while supporting ongoing operations.

When Should You Use Transportation & Logistics Finance?

Transport and logistics loans are ideal when you need to stabilise cashflow or invest in growth without interrupting operations. Common scenarios include:

  • Purchasing or repairing vehicles

  • Expanding or upgrading your fleet

  • Managing fuel, insurance and maintenance costs

  • Hiring drivers or operational staff

  • Bridging gaps caused by late invoice payments

  • Funding new contracts or delivery routes

  • Supporting seasonal demand increases

 

These loans work best when your business has consistent trading and ongoing contracts.

Take Your Transportation Business to the Next Level with Century

At Century Business Finance, we work with a wide panel of lenders who understand the operational and cashflow demands of transportation and logistics businesses. Whether you’re maintaining your fleet, expanding capacity or improving working capital, we make the process fast, simple and tailored to your needs.

Apply online in minutes and speak with a dedicated Account Manager if required. Once approved, funds can often be released within 24 hours, giving you the flexibility to keep your vehicles moving and your business growing.

Check My Eligibility
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How to Apply for a Business Working Capital Loan

The application process is simple and hassle-free:

Apply Online

Fill out our short application form in just a few minutes.

Get a Quick Decision

We’ll review your application and get back to you with a decision as quickly as possible.

Receive Your Funds

Once approved, the funds will be transferred to your business bank account swiftly, allowing you to manage your cashflow and business needs right away.

Check If I Qualify

Check Eligibility without affecting your credit score

Step 1

Check if you’re eligible in 20 Seconds

Step 1
Step 2

Apply online in 2 mins

Step 2
Step 3

Get your decision

Step 3
Step 4

Funds paid into your bank within 24 hours

Step 4

What our clients say

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“Jacob and Century have been brilliant for a number of years. Jacob has always listened to the company needs and ensured we were only matched with products that suited. I really highly recommend both the company, and, Jacob!”
Jonathon Ison
“The customer care was top-notch. I dealt with Jake Brown who was always on top of our needs. The service was very precise and all the formalities were sorted within a few days. Thumbs up all the way. Would definitely recommend Century Business Finance.”
Wale Towolawi
“No government initiative or loan has helped our business as much as Jake Brown. The service has been first class. Recovery from covid has been slow and challenging but it would have been impossible without Jake himself. He has literally saved the business! Communication has been crystal clear with finance approved and arranged on the same day. An outstanding service from a company I intend to use again and again. Thank you”
Owl Education Ltd
“Tom Hall has been fantastic. Within a week of exploring our options, the money was in the bank and the business kicked off. Highly recommend..”
Mark Gill
“Tom Hall has been very helpful and dealt with my queries and informed me of everything i need to do . Tom has managed to secured me the loan from century finance and i would definitely recommend them to every businesses.”
Davis Sanassy
“Joe Taplin has been so helpful from start to finish. Got regular updates about the application and did all he can to get funds available within days. Handled every task very professionally.”
Upul Ekanayake
“Tom has been very helpful in supporting our business needs. Only area for improvement is the level of detail in their quotations to enable a better market comparison.”
Alan Gates
“Joe was so helpful from start to finish of our communication. Kept me updated every step of the way & kept it very easy. Definitely recommend.”
Nat
“First rate service by my account manager Jake Brown, first time using Century Finance and I would use Jake again and recommend him to anyone looking for finance.”
John Bailey
“Exceptionally professional and quick service I would highly recommend to all my business colleagues. Many thanks especially to John Harrison who has been such a fantastic help throughout.”
Mike Finnigan
“I had the pleasure of dealing with Kane Murfitt and honestly cannot fault him. He stayed in regular contact throughout the process, guided me through the application and kept me fully updated. Very Happy!”
Marlon Carrington
“Great support from start to completion under the guidance of Jacob Bryant.Totally recommend for any business finance..”
Justin Jones
“I was very impressed at the speed, detail and affordability of business loans found by Century Business Finace. Jake was incredibly knowledgeable giving varied scenarios of how to ustilise their services - I've already made recommendations to my colleauges - thank you!”
Finance Department
“A fantastic service from the team at Century Business Finance from start to finish. It's my first time dealing with them and the service from both Max and Ben as been absolutely first class. I highly recommend Century Business Finance and will be using them again in the future when the need arises.”
Ryan White
“Excellent all round, I no longer waste my time trying others - Top work from my acc manager Joe Taplin”
Dan Currey
“A 5 star service. Very impressed with the account manager and will 100% recommend his services”
Vincent Torku
“As a small business at times its hard to get small amount for cashflow but dealing with Jacob Bourne has made the small business grow. What a professional Jacob is and it was so efficient that i will not hesitate to recommend CBF to any small to medium business.”
Alliance Speciality Care
“The customer service from John was great, very friendly and efficient. Would definitely recommend”
Katie
“We used Century to assist in funding our expansion, and could not be happier with how they helped. Jacob was prompt, professional and efficient.”
Martyn Solari
“A 5 star service. Very impressed with the account manager and will 100% recommend his services”
Vincent Torku

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