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Borrow £10k - £200k
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Most business loans require the business to offer something as ‘security’ on the loan. This is usually a key business asset which also holds significant value.

The idea is a simple one – if you fail to keep up repayments on the loan, the provider can claim their security. Because it’s usually an important asset, this motivates the business to keep to the payment schedule. If they fail, the asset is also valuable and so the loan provider can recoup some of their losses.

However, we recognise that some businesses are uncomfortable taking the risk of losing any asset with enough value to work as security.

Unsecured Business Loans

Unsecured business loans allow your business to continue to operate without the risk of losing key assets – and especially for smaller amounts, that can be preferable.

Traditional finance providers are less likely to offer favourable terms on unsecured business loans. Some high street banks refuse to offer them at all.

Century Business Finance have a different viewpoint. We believe in the experience of our team in working with companies in different industries. That allows us to make clearer judgements about risk and to award loans accordingly.

We believe in honest dealing and we encourage faster repayment where you can. If you repay your loan ahead of time, you’ll pay less interest and will suffer no early repayment penalties or surprise fees. This means better terms for you and less risk for us.

Starting Criteria

  • Business trading 2 years or more
  • Annual Turnover of £120k or more
  • Owner/Director must be homeowner
  • Borrow from £25k – £500k

How do I apply?


Fill out our online form


Send us your relevant financial information and you’ll receive a decision in 24 hours


You accept the offer


Funds clear the next day

The Benefits of a Century Business Loan Include:

  • Rates from 4.8%
  • Loans between £25k and £500k
  • Fixed monthly payments make budgeting simple
  • Simple, easy to understand documentation
  • No fees up front. No exit fees
  • No early settlement penalties. Pay back early, pay less
  • Repayment terms between 6 months and 5 years
  • Loans can be used for any purpose
  • Decision in under 24 hours
  • Funds clear to your account next day