Secured Business Loans

Rates from 4.8%
Borrow £25k - £500k
Apply Online in 5 Mins
Pay Back Early, Pay Less
Next Day Approval

What is a Secured Business Loan?

Business loans can be taken out ‘against’ a major asset for the business – some key equipment, or even the business’ premises if owned rather than rented. This asset becomes ‘security’ for the secured loan, meaning that if the business defaults on payments or otherwise fails the terms of the agreement, the loan provider takes ownership of the asset.

Because these assets will be valuable and business-critical, this motivates the business to keep up payments on the loan. Secured business loans can often be larger than a comparable unsecured business loan for this reason.

Applying for Secured Business Loans

Century Business Finance offer secured business loans suitable for:

The way we approach secured business loans means they must be secured against UK property.

Century Business Finance Secured Business Loans

Examples of Secured Loan Values

For Residential Properties – 70% LTV option:

If your:

If your:

For Commercial Properties – 50% LTV option:

If your:

If your:

Just apply online.

The Benefits of a Century Business Loan include:

How do I apply?


Fill out our online form


Send us your relevant financial information and you’ll receive a decision in 24 hours


You accept the offer


Funds clear the next day

The Benefits of a Century Business Loan Include:

  • Rates from 4.8%
  • Loans between £25k and £500k
  • Fixed monthly payments make budgeting simple
  • Simple, easy to understand documentation
  • No fees up front. No exit fees
  • No early settlement penalties. Pay back early, pay less
  • Repayment terms between 6 months and 5 years
  • Loans can be used for any purpose
  • Decision in under 24 hours
  • Funds clear to your account next day