Privacy Policy

Rates from 4.8%
Borrow £25k - £500k
Apply Online in 5 Mins
Pay Back Early, Pay Less
Next Day Approval

Privacy Notice

Century Business Finance Ltd Privacy Notice

Here at Century Business Finance Ltd, we take your privacy seriously; please take the time to read and understand our Privacy Notice.

Who we are

Century Business Finance Ltd (“we”) are Commercial Finance Brokers based at The Gloucesters, Strixton Manor Business Centre, Strixton, Northamptonshire, NN29 7PA. Our nominated representative for the purposes of data protection is Jon Maloney who can be contacted using the postal address given above or by email via [email protected]. We will be the Data Controller for the purposes of the UK data protection regime.

We act as a Broker for our customers. We are authorised and regulated by the Financial Conduct Authority.

Information we will collect about you

We may collect the following personal data about you (along with other non-personal data):

The information collected about you may come from you or from external sources such as credit reference agencies and fraud prevention agencies.

How we will use the Information about you and our lawful basis for doing so

We will use your personal data for the following purposes:

Our lawful bases for handling your personal data in the above ways are: (1) because it is necessary for performance of a contract with you; (2) because it is a legal obligation upon us; or (3) because we have obtained your consent. Where we are relying upon your consent, you have right to withdraw such consent at any time by emailing our data protection representative.

We need your basic personal data in order to provide you with an accurate recommendation for your personal circumstances. The processing of your personal data may be necessary because you have asked us to take specific steps before entering into a contract. You do not have to provide us with personal data we request but if you do not provide us with the required personal data we may not be able to provide the required services to you.

How we share your information

We may share your personal information with the following:

For further information on how your information is used, how we maintain the security of your information and your rights to access/alter and change information we hold about you, please contact [email protected]

Marketing

From time to time, we would like to contact you by post, email, telephone and text with details of Products, Information, News and Competitions. We will only contact you in this way and for these purposes if you have given your consent.

Where we store your personal data

We have a data protection regime in place to oversee the effective and secure processing of your personal data.

Your data is stored electronically on our cloud encrypted server; our server is based in the UK. For the purposes of IT hosting and maintenance, your personal data may be transferred to servers within the European Union.

Paper-based records are kept in locked cabinets in secure office premises. All client files/data are backed up to ensure maximum security of confidential information is maintained.

How long we keep your personal data

We are required to keep your basic personal data, such as name, address, and contact details. This will be kept indefinitely by us within the European Union so that we can comply with the rules and guidance dictated by the Financial Conduct Authority and Professional Indemnity Terms and Conditions as set by our insurer.

Other personal data will be retained for no longer than necessary to protect our commercial and operational interests, which include fraud prevention, use in legal proceedings and for taxation purposes.

The information used for marketing will be kept by us until you notify us that you no longer wish to appear on our marketing database.

If you would like more information on our data retention periods, please contact us at [email protected]

What are your rights

As a Data Subject, you have the following rights:

If you wish to raise a complaint on how we have handled your personal data, you can contact our Data Protection Manager who will investigate the matter.

How do I apply?

1

Fill out our online form

2

Send us your relevant financial information and you’ll receive a decision in 24 hours

3

You accept the offer

4

Funds clear the next day

The Benefits of a Century Business Loan Include:

  • Rates from 4.8%
  • Loans between £25k and £500k
  • Fixed monthly payments make budgeting simple
  • Simple, easy to understand documentation
  • No fees up front. No exit fees
  • No early settlement penalties. Pay back early, pay less
  • Repayment terms between 6 months and 5 years
  • Loans can be used for any purpose
  • Decision in under 24 hours
  • Funds clear to your account next day