Business Loans

Low Rates
Borrow £25k - £200k
Apply Online in 5 Mins
Pay Back Early, Pay Less
Next Day Approval

Check Eligibility

Get A Business Loan

Getting a business loan from Century is very simple. We always take a positive outlook on your application and will work tirelessly to get you the loan you need. As with all business loan providers we have some starting criteria that all applicants must meet but aside from that we don’t use credit scoring or a computer says no attitude. All applications are judged on they’re own merit. We can provide a decision inside 24 hours (sometimes same day) with funds released the next day.

Unsecured Business Loans

Most business bank loans require the business to offer something as ‘security’ on the loan. This is usually a key business asset which also holds significant value.

The idea is a simple one – if you fail to keep up repayments on the loan, the provider can claim their security. Because it’s usually an important asset, this motivates the business to keep to the payment schedule. If they fail, the asset is also valuable and so the loan provider can recoup some of their losses.

However, we recognise that some businesses are uncomfortable taking the risk of losing any asset with enough value to work as security.

Unsecured business loans allow your business to continue to operate without the risk of losing key assets – and especially for smaller amounts, that can be preferable.

Traditional finance providers are less likely to offer favourable terms on unsecured business loans. Some high street banks refuse to offer them at all.

Business Loans for Cashflow

Cash flow is of paramount importance to any business, regardless of size. Without a steady influx of cash, the business will struggle.

Our cash flow loans are simple and – more importantly – they are quick! When dealing with a cash flow issue speed is very, very important. You can’t be waiting weeks to get a decision on your loan application. If that happens, either you will have passed the problem window or – more likely – the problem will be bigger and longer-term.

Cash Flow loans are ideal when funds are required quickly and are calculated based on projected future revenue. If your business is healthy, cash flow loans are a perfect way to handle short-term financial trouble.

How do I apply?

1

Fill out our online form

2

Send us your relevant financial information and you’ll receive a decision in 24 hours

3

You accept the offer

4

Funds clear the next day

The Benefits of a Century Business Loan Include:

  • Low Rates
  • Loans between £25k and £200k
  • Fixed monthly payments make budgeting simple
  • Simple, easy to understand documentation
  • No fees up front. No exit fees
  • No early settlement penalties. Pay back early, pay less
  • Repayment terms between 6 months and 5 years (subject to status)
  • Loans can be used for any purpose
  • Decision in under 24 hours
  • Funds clear to your account next day